ZIP 07524 Foreclosure, Tax-Lien & Distress Report

Scored purely from public records, 07524 (Passaic County, New Jersey) returns a low composite of 26/100. Climate and flood risk are elevated too — climate & FEMA risk (95/100), flood (NFIP) exposure (90/100). The sharpest non-environmental signals are structural risk (60/100), construction/permit lag (57/100), institutional ownership (20/100). institutional ownership (20/100) and mortgage stress (8/100) stay muted. Latent structural risk is 60/100 while live distress already moving reads 2/100.

The market reads expansion — home values rose 5.2% year on year (phase confidence 35/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

The ZIP holds roughly 4,572 housing units. Roughly 24.8% live below the poverty line, elevated and often tied to deferred-maintenance inventory. Vacancy runs 5.3%. The tenure split is 22% owner-occupied to 78% rented. Educational attainment sits at 13% bachelor's-or-above. The demographic-stress sub-score lands at 53/100. The typical home is worth about $377,500 (7.2× income, severely stretched). At $50,033, median income runs below typical U.S. levels. About 14,676 people live here, median age 32. Rent burden reaches 51% of tenant households.

On the whole, 07524 leans distressed, with opportunity clustered in specific stressed parcels. 07524 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

The 07524 read uses the identical public-record model applied coast to coast, which means its 26/100 score means exactly what it means anywhere else, and 07524 stays directly comparable to neighboring ZIPs and the rest of Passaic County, New Jersey. The score is rebuilt from public data as it updates, so 07524 reflects the current record instead of a stale or modeled snapshot.

Behind 07524's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. Practically, 07524 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.