ZIP 07013 Foreclosure, Tax-Lien & Distress Report
Passaic County, New Jersey · Distress market
In Passaic County, New Jersey, ZIP 07013 scores 26 of 100 for composite distress, a low level on DLRadar's public-record index. Environmental exposure also runs high (climate & FEMA risk (95/100), flood (NFIP) exposure (90/100)). Structural risk reads 60/100 against active distress of 2/100. Its standout signals are structural risk (60/100), construction/permit lag (57/100), institutional ownership (20/100). By contrast, institutional ownership (20/100) and mortgage stress (8/100) register low.
The expansion-phase market in 07013 posted values that rose 5.2% over the year, and 26% higher over three years, at 35/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.
The ZIP holds roughly 12,496 housing units. Roughly 5.3% live below the poverty line, a low share typical of higher-equity areas. 73% of housing is owner-occupied. Around 44% of renters are cost-burdened. On demographic stress specifically, 07013 scores 29/100. Educational attainment sits at 41% bachelor's-or-above. Households earn a median $119,291 — above the roughly $78,000 national figure. Population is roughly 29,419 with a median age of 46. The typical home is worth about $478,100 (3.9× income, relatively affordable). Vacancy runs 2.9%.
On balance 07013 is mixed, rewarding parcel-by-parcel screening over broad assumptions. While 07013 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.
No ZIP is too small to score: 07013 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 26/100 composite is a like-for-like number rather than an isolated estimate. The score is rebuilt from public data as it updates, so 07013 reflects the current record instead of a stale or modeled snapshot.
The 26/100 figure for 07013 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. For a buyer, 07013 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.
What is driving ZIP 07013’s distress
Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.
The 07013 distress snapshot
The live 07013 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.
Nearby ZIPs in Passaic County
Keep exploring New Jersey distress
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Unlock parcel-level detail for ZIP 07013
See who owns each distressed property in 07013, where it is, its APN and score, the bank behind it and how fast it should exit — then fund and close it in one click. Continuously refreshed, nationwide.
Each signal above is traceable to an open dataset · methodology