ZIP 07013 Property Distress & Foreclosure Data

ZIP code 07013 in Passaic County, New Jersey carries a composite property-distress score of 29/100 — a low reading on DLRadar's deterministic public-record index. It additionally carries heavy environmental risk: climate & FEMA risk (95/100), flood (NFIP) exposure (90/100). The latent-versus-live split is 66/100 structural and 2/100 already moving. What sets it apart are the readings on construction/permit lag (80/100), structural risk (66/100), institutional ownership (20/100). By contrast, institutional ownership (20/100) and mortgage stress (8/100) register low.

The market reads expansion — home values rose 6.0% year on year, and 26% higher over three years (phase confidence 43/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

The ZIP holds roughly 12,496 housing units. Roughly 5.3% live below the poverty line, a low share typical of higher-equity areas. The tenure split is 73% owner-occupied to 27% rented. Around 44% of renters are cost-burdened. On demographic stress specifically, 07013 scores 29/100. About 41% have a four-year degree. Households earn a median $119,291 — above the roughly $78,000 national figure. About 29,419 people live here, median age 46. A median home runs $478,100 here, or 3.9 times local income. The vacancy rate is 2.9%.

Net-net, 07013 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.