ZIP 07465 Property Distress & Foreclosure Data

In Passaic County, New Jersey, ZIP 07465 scores 29 of 100 for composite distress, a low level on DLRadar's public-record index. Structural exposure scores 66 and live distress 2 on the 0–100 scale. Its standout signals are construction/permit lag (80/100), structural risk (66/100), institutional ownership (20/100). institutional ownership (20/100) and mortgage stress (8/100) stay muted. Climate and flood risk are elevated too — climate & FEMA risk (95/100), flood (NFIP) exposure (90/100).

Prices here sit in a expansion phase: values rose 6.0% over the trailing year, and 30% higher over three years, at 43/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.

Home values center near $419,700, an affordability ratio of 3.4× — accessible. Vacancy runs 1.6%. 5,969 residents call 07465 home, typically aged 50. DLRadar's demographic-stress index for the area reads 21/100. 3.1% of residents fall below the poverty threshold. Educational attainment sits at 46% bachelor's-or-above. Owners hold 84% of homes, renters 16%. There are about 2,608 housing units across 07465. Rent burden reaches 22% of tenant households. Median household income is $113,673, above the U.S. median near $78,000.

Overall, 07465 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.