ZIP 07012 Foreclosure, Tax-Lien & Distress Report
Passaic County, New Jersey · Distress market
On DLRadar's 0-100 public-record scale, ZIP 07012 in Passaic County, New Jersey comes in at 26, a low composite-distress reading. Structural risk reads 60/100 against active distress of 2/100. Property-level stress concentrates in structural risk (60/100), construction/permit lag (57/100), institutional ownership (20/100). On the quiet end sit institutional ownership (20/100) and mortgage stress (8/100). Climate and flood risk are elevated too — climate & FEMA risk (95/100), flood (NFIP) exposure (90/100).
The market reads expansion — home values rose 5.2% year on year, and 25% higher over three years (phase confidence 35/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.
15,153 residents call 07012 home, typically aged 38. Home values center near $483,800, an affordability ratio of 4.6×. Median household income is $100,341, above the U.S. median near $78,000. Vacancy runs 1.7%. Around 40% of renters are cost-burdened. DLRadar's demographic-stress index for the area reads 32/100. The tenure split is 55% owner-occupied to 45% rented. 3.5% of residents fall below the poverty threshold. The ZIP holds roughly 5,648 housing units. Educational attainment sits at 44% bachelor's-or-above.
On balance 07012 is mixed, rewarding parcel-by-parcel screening over broad assumptions. 07012 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.
Whether 07012 runs hot or quiet, its 26/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 07012 can be compared directly against any other ZIP in Passaic County, New Jersey or nationwide. 07012 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.
Behind 07012's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. Treat 07012 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.
ZIP 07012 distress signals, scored
Tax-delinquent parcels, institutional ownership, insurance strain, flood risk, construction lag, price dislocation and auction speed — plus the 0 individual distressed properties come with owner, address, APN, an individual score and an exit read in the complete report.
Snapshot: 07012 by the numbers
Live ZIP-level distress, market-phase, housing and bank-pressure read — the same report attached to every property.
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Unlock parcel-level detail for ZIP 07012
See who owns each distressed property in 07012, where it is, its APN and score, the bank behind it and how fast it should exit — then fund and close it in one click. Continuously refreshed, nationwide.
Each signal above is traceable to an open dataset · methodology