ZIP 07012 Property Distress & Foreclosure Data

Passaic County, New Jersey's ZIP 07012 registers 29/100 composite distress, which DLRadar reads as low. Structural risk reads 66/100 against active distress of 2/100. The most distinctive pressure shows up in construction/permit lag (80/100), structural risk (66/100), institutional ownership (20/100). institutional ownership (20/100) and mortgage stress (8/100) stay muted. Climate and flood risk are elevated too — climate & FEMA risk (95/100), flood (NFIP) exposure (90/100).

Prices here sit in a expansion phase: values rose 6.0% over the trailing year, and 25% higher over three years, at 43/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.

15,153 residents call 07012 home, typically aged 38. Home values center near $483,800, an affordability ratio of 4.6×. Median household income is $100,341, above the U.S. median near $78,000. Vacancy runs 1.7%. Rent burden reaches 40% of tenant households. DLRadar's demographic-stress index for the area reads 32/100. Owners hold 55% of homes, renters 45%. 3.5% of residents fall below the poverty threshold. There are about 5,648 housing units across 07012. Educational attainment sits at 44% bachelor's-or-above.

Overall, 07012 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.