ZIP 07014 Foreclosure, Tax-Lien & Distress Report

ZIP code 07014 in Passaic County, New Jersey carries a composite property-distress score of 26/100 — a low reading on DLRadar's deterministic distress index. The latent-versus-live split is 58/100 structural and 2/100 already moving. Its heaviest discrete signals: structural risk (58/100), construction/permit lag (49/100), institutional ownership (20/100). By contrast, institutional ownership (20/100) and mortgage stress (8/100) register low. Environmental exposure also runs high (climate & FEMA risk (95/100), flood (NFIP) exposure (90/100)).

The market reads expansion — home values rose 5.2% year on year, and 34% higher over three years (phase confidence 35/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

The ZIP holds roughly 2,085 housing units. The tenure split is 73% owner-occupied to 27% rented. Vacancy runs 10.8%. On demographic stress specifically, 07014 scores 25/100. Roughly 9.9% live below the poverty line. Around 53% of adults hold a bachelor's degree or higher. The typical home is worth about $462,400 (3.0× income, relatively affordable). Rent burden reaches 29% of tenant households. About 4,867 people live here, median age 39. Median household income is $138,222, above the U.S. median near $78,000.

Overall, 07014 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. No parcel file is published for 07014 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

The 07014 read uses the identical scoring model applied coast to coast, which means its 26/100 score means exactly what it means anywhere else, and 07014 stays directly comparable to neighboring ZIPs and the rest of Passaic County, New Jersey. Sparse data for 07014 shows as blanks, never estimates, and the score updates on every fresh public filing.

The 26/100 figure for 07014 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. For an operator, 07014 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.