ZIP 07424 Foreclosure, Tax-Lien & Distress Report
Passaic County, New Jersey · Distress market
ZIP code 07424 in Passaic County, New Jersey carries a composite property-distress score of 26/100 — a low reading on DLRadar's deterministic public-record index. Environmental exposure also runs high (climate & FEMA risk (95/100), flood (NFIP) exposure (90/100)). Structural risk reads 60/100 against active distress of 2/100. Property-level stress concentrates in structural risk (60/100), construction/permit lag (57/100), institutional ownership (20/100). By contrast, institutional ownership (20/100) and mortgage stress (8/100) register low.
The expansion-phase market in 07424 posted values that rose 5.2% over the year, and 27% higher over three years, at 35/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.
Around 40% of renters are cost-burdened. DLRadar's demographic-stress index for the area reads 31/100. Roughly 4.9% live below the poverty line, a low share typical of higher-equity areas. 27,475 residents call 07424 home, typically aged 44. Median household income is $104,122, above the U.S. median near $78,000. Educational attainment sits at 42% bachelor's-or-above. Home values center near $487,600, an affordability ratio of 4.6×. 66% of housing is owner-occupied. Vacancy runs 2.6%. The ZIP holds roughly 11,308 housing units.
Net-net, 07424 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. While 07424 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.
The 07424 read uses the identical public-record model applied coast to coast, which means its 26/100 score means exactly what it means anywhere else, and 07424 stays directly comparable to neighboring ZIPs and the rest of Passaic County, New Jersey. Every figure is auditable to a public dataset and refreshed on ingest; 07424 shows blanks, not estimates, wherever the record is sparse.
Behind 07424's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. Practically, 07424 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.
Signal-by-signal read on 07424
Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.
The 07424 distress snapshot
Real-time distress, cycle phase, housing and bank-stress readings for 07424, the same set carried on every parcel.
Neighbouring ZIPs in Passaic County
Explore related distress reports
Additional distress intelligence spanning Passaic County, New Jersey by ZIP, county and state.
Get the full acquisition report for 07424
The full 07424 file lists each distressed parcel with owner, address, APN, per-property score, bank exposure and exit-velocity read, and carries it straight through funding and closing. Refreshed continuously.
Each signal above is traceable to an open dataset · methodology