ZIP 07424 Property Distress & Foreclosure Data

In Passaic County, New Jersey, ZIP 07424 scores 29 of 100 for composite distress, a low level on DLRadar's public-record index. It additionally carries heavy environmental risk: climate & FEMA risk (95/100), flood (NFIP) exposure (90/100). The latent-versus-live split is 66/100 structural and 2/100 already moving. Its standout signals are construction/permit lag (80/100), structural risk (66/100), institutional ownership (20/100). By contrast, institutional ownership (20/100) and mortgage stress (8/100) register low.

The market reads expansion — home values rose 6.0% year on year, and 27% higher over three years (phase confidence 43/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

Around 40% of renters are cost-burdened. On demographic stress specifically, 07424 scores 31/100. Roughly 4.9% live below the poverty line, a low share typical of higher-equity areas. About 27,475 people live here, median age 44. Households earn a median $104,122 — above the roughly $78,000 national figure. About 42% have a four-year degree. A median home runs $487,600 here, or 4.6 times local income. The tenure split is 66% owner-occupied to 34% rented. The vacancy rate is 2.6%. The ZIP holds roughly 11,308 housing units.

Net-net, 07424 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.