ZIP 07480 Foreclosure, Tax-Lien & Distress Report

ZIP 07480's composite property-distress score is 26/100 - DLRadar classes that as low for Passaic County, New Jersey. The most distinctive pressure shows up in structural risk (58/100), construction/permit lag (49/100), institutional ownership (20/100). institutional ownership (20/100) and mortgage stress (8/100) stay muted. Structurally it carries 58/100, against 2/100 of stress already in motion. Climate and flood risk are elevated too — climate & FEMA risk (95/100), flood (NFIP) exposure (90/100).

The expansion-phase market in 07480 posted values that rose 5.2% over the year, and 26% higher over three years (phase confidence 35/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Median household income is $114,056, above the U.S. median near $78,000. Roughly 3.2% live below the poverty line, a low share typical of higher-equity areas. DLRadar's demographic-stress index for the area reads 27/100. The ZIP holds roughly 5,979 housing units. Around 54% of renters are cost-burdened. Around 40% of adults hold a bachelor's degree or higher. The vacancy rate is 6.8%. The typical home is worth about $379,900 (3.2× income, relatively affordable). 90% of housing is owner-occupied. 14,440 residents call 07480 home, typically aged 48.

Overall, 07480 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. While 07480 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

Big metro or rural, 07480 runs through one identical scoring model, so its 26/100 sits on the same scale as every other ZIP in Passaic County, New Jersey and the nation. Every figure is auditable to a public dataset and refreshed as records update; 07480 shows blanks, not estimates, wherever the record is sparse.

The 26/100 figure for 07480 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. In workflow terms, 07480 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.