ZIP 07480 Property Distress & Foreclosure Data

Composite property distress in 07480 (Passaic County, New Jersey) lands at 29/100 — low on DLRadar's public-record scoring. The sharpest non-environmental signals are construction/permit lag (80/100), structural risk (66/100), institutional ownership (20/100). institutional ownership (20/100) and mortgage stress (8/100) stay muted. On the structural side it scores 66/100, with 2/100 of stress already active. Climate and flood risk are elevated too — climate & FEMA risk (95/100), flood (NFIP) exposure (90/100).

Prices here sit in a expansion phase: values rose 6.0% over the trailing year, and 26% higher over three years (phase confidence 43/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

Median household income is $114,056, above the U.S. median near $78,000. 3.2% of residents fall below the poverty threshold. DLRadar's demographic-stress index for the area reads 27/100. The ZIP holds roughly 5,979 housing units. Around 54% of renters are cost-burdened. Educational attainment sits at 40% bachelor's-or-above. The vacancy rate is 6.8%. Home values center near $379,900, an affordability ratio of 3.2× — accessible. Owners hold 90% of homes, renters 10%. 14,440 residents call 07480 home, typically aged 48.

Overall, 07480 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.