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ZIP 07508 Foreclosure, Tax-Lien & Distress Report

Passaic County, New Jersey · Distress market

ZIP 07508's composite property-distress score is 26/100 - DLRadar classes that as low for Passaic County, New Jersey. Structurally it carries 60/100, against 2/100 of stress already in motion. Property-level stress concentrates in structural risk (60/100), construction/permit lag (57/100), institutional ownership (20/100). By contrast, institutional ownership (20/100) and mortgage stress (8/100) register low. Climate and flood risk are elevated too — climate & FEMA risk (95/100), flood (NFIP) exposure (90/100).

The expansion-phase market in 07508 posted values that rose 5.2% over the year, and 30% higher over three years (phase confidence 35/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

About 23,611 people live here, median age 42. DLRadar's demographic-stress index for the area reads 37/100. The typical home is worth about $473,700 (4.7× income). There are about 8,551 housing units across 07508. The tenure split is 63% owner-occupied to 37% rented. Around 57% of renters are cost-burdened. The vacancy rate is 3.2%. Around 30% of adults hold a bachelor's degree or higher. The poverty rate is 10.8%. Households earn a median $94,611 — above the roughly $78,000 national figure.

On balance 07508 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Parcel-level detail for 07508 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

Big metro or rural, 07508 runs through one identical public-record model, so its 26/100 sits on the same scale as every other ZIP in Passaic County, New Jersey and the nation. Nothing here is interpolated — where a source is thin for 07508, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

07508's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. For an operator, 07508 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.

26/100
Composite stress
60/100
Structural risk
2/100
Distress activity

ZIP 07508 distress signals, scored

Foreclosure activity0
Mortgage stress8
Climate / FEMA risk95
+9 more distress dimensions scored for this ZIP

Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.

The 07508 distress snapshot

A live read on 07508: distress, market phase, housing and bank pressure — identical to the report behind every parcel.

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