ZIP 07514 Foreclosure, Tax-Lien & Distress Report

Passaic County, New Jersey's ZIP 07514 registers 26/100 composite distress, which DLRadar reads as low. Property-level stress concentrates in structural risk (60/100), construction/permit lag (57/100), institutional ownership (20/100). By contrast, institutional ownership (20/100) and mortgage stress (8/100) register low. Climate and flood risk are elevated too — climate & FEMA risk (95/100), flood (NFIP) exposure (90/100). Latent structural risk is 60/100 while live distress already moving reads 2/100.

The market reads expansion — home values rose 5.2% year on year, and 47% higher over three years (phase confidence 35/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Educational attainment sits at 12% bachelor's-or-above. Around 51% of renters are cost-burdened. 15.6% of residents fall below the poverty threshold. The typical home is worth about $342,900 (4.8× income). About 18,912 people live here, median age 39. Owners hold 31% of homes, renters 69%. There are about 6,939 housing units across 07514. On demographic stress specifically, 07514 scores 43/100. Households earn a median $65,492 — below the roughly $78,000 national figure. The vacancy rate is 7.2%.

On balance 07514 is mixed, rewarding parcel-by-parcel screening over broad assumptions. There is no property file for 07514 at the moment; the composite and its components are still built from verifiable public records.

The 07514 read uses the identical public-record model applied coast to coast, which means its 26/100 score means exactly what it means anywhere else, and 07514 stays directly comparable to neighboring ZIPs and the rest of Passaic County, New Jersey. Sparse data for 07514 shows as blanks, never estimates, and the score updates on every fresh public filing.

The 26/100 figure for 07514 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. Practically, 07514 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.