ZIP 07514 Property Distress & Foreclosure Data

In Passaic County, New Jersey, ZIP 07514 scores 29 of 100 for composite distress, a low level on DLRadar's public-record index. Its standout signals are construction/permit lag (80/100), structural risk (66/100), institutional ownership (20/100). By contrast, institutional ownership (20/100) and mortgage stress (8/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (95/100), flood (NFIP) exposure (90/100). On the structural side it scores 66/100, with 2/100 of stress already active.

The market reads expansion — home values rose 6.0% year on year, and 47% higher over three years (phase confidence 43/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

About 12% have a four-year degree. Around 51% of renters are cost-burdened. Roughly 15.6% live below the poverty line. A median home runs $342,900 here, or 4.8 times local income. About 18,912 people live here, median age 39. The tenure split is 31% owner-occupied to 69% rented. The ZIP holds roughly 6,939 housing units. On demographic stress specifically, 07514 scores 43/100. Households earn a median $65,492 — below the roughly $78,000 national figure. The vacancy rate is 7.2%.

Net-net, 07514 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.