ZIP 07513 Foreclosure, Tax-Lien & Distress Report
Passaic County, New Jersey · Distress market
Composite property distress in 07513 (Passaic County, New Jersey) lands at 26/100 — low on DLRadar's distress scoring. Structural risk reads 58/100 against active distress of 2/100. It additionally carries heavy environmental risk: climate & FEMA risk (95/100), flood (NFIP) exposure (90/100). Its heaviest discrete signals: structural risk (58/100), construction/permit lag (49/100), institutional ownership (20/100). institutional ownership (20/100) and mortgage stress (8/100) stay muted.
Prices here sit in a expansion phase: values rose 5.2% over the trailing year, at 35/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.
Vacancy runs 3.3%. The ZIP holds roughly 3,464 housing units. Owners hold 31% of homes, renters 69%. The demographic-stress sub-score lands at 46/100. A median home runs $423,500 here, or 6.0 times local income. Around 45% of renters are cost-burdened. 10,961 residents call 07513 home, typically aged 33. At $64,320, median income runs below typical U.S. levels. 18.0% of residents fall below the poverty threshold. Around 12% of adults hold a bachelor's degree or higher.
On balance 07513 is mixed, rewarding parcel-by-parcel screening over broad assumptions. While 07513 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.
The number is not local guesswork: 07513's 26/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Sparse data for 07513 shows as blanks, never estimates, and the score updates on every fresh public filing.
Each component behind 07513 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 26/100 roll-up. In workflow terms, 07513 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.
What is driving ZIP 07513’s distress
Tax arrears, institutional buyers, insurance load, flood exposure, stalled construction, dislocated pricing and auction velocity — together with the 0 individual distressed properties come with owner, address, APN, an individual score and an exit read in the complete report.
ZIP 07513 Stress Report snapshot
A live read on 07513: distress, market phase, housing and bank pressure — identical to the report behind every parcel.
More ZIPs across Passaic County
Nearest ZIP codes to 07513
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Keep exploring New Jersey distress
Other reports tied to Passaic County, New Jersey — ZIP, county and statewide.
See every distressed parcel in 07513
See who owns each distressed property in 07513, where it is, its APN and score, the bank behind it and how fast it should exit — then open its owner and lender records in one click. Continuously refreshed, nationwide.
Each signal above is traceable to an open dataset · methodology