ZIP 07513 Property Distress & Foreclosure Data

ZIP code 07513 in Passaic County, New Jersey carries a composite property-distress score of 29/100 — a low reading on DLRadar's deterministic public-record index. Structural exposure scores 66 and live distress 2 on the 0–100 scale. Climate and flood risk are elevated too — climate & FEMA risk (95/100), flood (NFIP) exposure (90/100). What sets it apart are the readings on construction/permit lag (80/100), structural risk (66/100), institutional ownership (20/100). institutional ownership (20/100) and mortgage stress (8/100) stay muted.

Prices here sit in a expansion phase: values rose 6.0% over the trailing year, at 43/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.

Vacancy runs 3.3%. There are about 3,464 housing units across 07513. Owners hold 31% of homes, renters 69%. DLRadar's demographic-stress index for the area reads 46/100. Home values center near $423,500, an affordability ratio of 6.0×. Rent burden reaches 45% of tenant households. 10,961 residents call 07513 home, typically aged 33. Median household income is $64,320, below the U.S. median near $78,000. 18.0% of residents fall below the poverty threshold. Educational attainment sits at 12% bachelor's-or-above.

Overall, 07513 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.