ZIP 07407 Property Distress & Foreclosure Data

DLRadar grades ZIP 07407 (Bergen County, New Jersey) at a low 26/100 for overall property distress. Structural exposure scores 59 and live distress 2 on the 0–100 scale. Environmental exposure also runs high (climate & FEMA risk (98/100), flood (NFIP) exposure (94/100)). Property-level stress concentrates in structural risk (59/100), construction/permit lag (45/100), institutional ownership (21/100). On the quiet end sit institutional ownership (21/100) and mortgage stress (8/100).

The expansion-phase market in 07407 posted values that rose 6.0% over the year, and 29% higher over three years, at 43/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Population is roughly 21,287 with a median age of 40. The poverty rate is 10.0%. 57% of housing is owner-occupied. At $100,852, median income runs above typical U.S. levels. Vacancy runs 3.9%. Around 36% of adults hold a bachelor's degree or higher. There are about 7,765 housing units across 07407. The demographic-stress sub-score lands at 34/100. The typical home is worth about $483,700 (4.5× income). Rent burden reaches 44% of tenant households.

On balance 07407 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.