ZIP 07505 Property Distress & Foreclosure Data

In Passaic County, New Jersey, ZIP 07505 scores 29 of 100 for composite distress, a low level on DLRadar's public-record index. Its standout signals are construction/permit lag (80/100), structural risk (66/100), institutional ownership (20/100). By contrast, institutional ownership (20/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (95/100), flood (NFIP) exposure (90/100). The latent-versus-live split is 66/100 structural and 0/100 already moving.

The market reads expansion — home values rose 6.0% year on year (phase confidence 43/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

Roughly 43.5% live below the poverty line, elevated and often tied to deferred-maintenance inventory. The tenure split is 2% owner-occupied to 98% rented. About 4,617 people live here, median age 38. About 12% have a four-year degree. Around 40% of renters are cost-burdened. Households earn a median $33,311 — below the roughly $78,000 national figure. The ZIP holds roughly 1,715 housing units. The vacancy rate is 5.8%. On demographic stress specifically, 07505 scores 49/100.

Net-net, 07505 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.