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ZIP 07505 Foreclosure, Tax-Lien & Distress Report

Passaic County, New Jersey · High Poverty market

Passaic County, New Jersey's ZIP 07505 registers 26/100 composite distress, which DLRadar reads as low. Leading the profile are structural risk (60/100), construction/permit lag (57/100), institutional ownership (20/100). institutional ownership (20/100) stay muted. Climate and flood risk are elevated too — climate & FEMA risk (95/100), flood (NFIP) exposure (90/100). Structural risk reads 60/100 against active distress of 0/100.

Prices here sit in a expansion phase: values rose 5.2% over the trailing year, at 35/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

The poverty rate is 43.5% — high, a tax-stress and distress correlate. The tenure split is 2% owner-occupied to 98% rented. About 4,617 people live here, median age 38. Educational attainment sits at 12% bachelor's-or-above. Around 40% of renters are cost-burdened. Households earn a median $33,311 — below the roughly $78,000 national figure. There are about 1,715 housing units across 07505. The vacancy rate is 5.8%. The demographic-stress sub-score lands at 49/100.

On the whole, 07505 leans distressed, with opportunity clustered in specific stressed parcels. No parcel file is published for 07505 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

Whether 07505 runs hot or quiet, its 26/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 07505 can be compared directly against any other ZIP in Passaic County, New Jersey or nationwide. 07505 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

Behind 07505's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. Practically, 07505 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.

26/100
Composite stress
60/100
Structural risk
0/100
Distress activity

ZIP 07505 distress signals, scored

Foreclosure activity0
Mortgage stress0
Climate / FEMA risk95
9 further dimensions of distress are measured for this ZIP

Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.

07505 at a glance

07505 live: composite distress, market phase, housing detail and lender pressure, identical to the per-property report.

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Passaic County ZIPs near 07505

Related reports across Passaic County, New Jersey

Further distress data across Passaic County, New Jersey at ZIP, county and state level.

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Rules-based scoring — each signal ties to a public dataset · methodology

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