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ZIP 07058 Foreclosure, Tax-Lien & Distress Report

Morris County, New Jersey · High Value market

DLRadar grades ZIP 07058 (Morris County, New Jersey) at a low 26/100 for overall property distress. Structural exposure scores 60 and live distress 2 on the 0–100 scale. Climate and flood risk are elevated too — climate & FEMA risk (94/100), flood (NFIP) exposure (84/100). Its heaviest discrete signals: construction/permit lag (60/100), structural risk (60/100), institutional ownership (19/100). institutional ownership (19/100) and mortgage stress (7/100) stay muted.

The market reads expansion — home values rose 5.2% year on year, and 9% higher over three years (phase confidence 35/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Population is roughly 5,933 with a median age of 40. The tenure split is 68% owner-occupied to 32% rented. The demographic-stress sub-score lands at 26/100. Median household income is $147,207, above the U.S. median near $78,000. Vacancy runs 2.1%. Around 64% of adults hold a bachelor's degree or higher. There are about 2,331 housing units across 07058. Rent burden reaches 20% of tenant households. A median home runs $768,600 here, or 4.7 times local income. 5.6% of residents fall below the poverty threshold.

On balance 07058 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Parcel-level detail for 07058 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

No ZIP is too small to score: 07058 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 26/100 composite is a like-for-like number rather than an isolated estimate. The score is rebuilt from public data as it updates, so 07058 reflects the current record instead of a stale or modeled snapshot.

Behind 07058's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. For a buyer, 07058 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.

26/100
Composite stress
60/100
Structural risk
2/100
Distress activity

Signal-by-signal read on 07058

Foreclosure activity0
Mortgage stress7
Climate / FEMA risk94
+9 more distress dimensions scored for this ZIP

Tax arrears, institutional buyers, insurance load, flood exposure, stalled construction, dislocated pricing and auction velocity — together with the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.

07058 at a glance

07058 live: composite distress, market phase, housing detail and lender pressure, identical to the per-property report.

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