ZIP 07970 Property Distress & Foreclosure Data

DLRadar grades ZIP 07970 (Morris County, New Jersey) at a low 28/100 for overall property distress. Property-level stress concentrates in construction/permit lag (75/100), structural risk (63/100), institutional ownership (19/100). By contrast, institutional ownership (19/100) and mortgage stress (7/100) register low. The latent-versus-live split is 63/100 structural and 2/100 already moving. It additionally carries heavy environmental risk: climate & FEMA risk (94/100), flood (NFIP) exposure (84/100).

The market reads expansion — home values rose 6.0% year on year (phase confidence 43/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

About 100% have a four-year degree. The tenure split is 100% owner-occupied to 0% rented. On demographic stress specifically, 07970 scores 4/100. Roughly 0.0% live below the poverty line, a low share typical of higher-equity areas. A median home runs $1,258,300 here. The vacancy rate is 0.0%. About 262 people live here, median age 17. The ZIP holds roughly 58 housing units.

Net-net, 07970 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

28/100
Composite stress
63/100
Structural risk
2/100
Distress activity

Distress signal breakdown — ZIP 07970

Foreclosure activity0
Mortgage stress7
Climate / FEMA risk94
+9 more distress dimensions scored for this ZIP

Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.

Nearby ZIPs in Morris County

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