ZIP 08528 Property Distress & Foreclosure Data

DLRadar grades ZIP 08528 (Somerset County, New Jersey) at a low 25/100 for overall property distress. Property-level stress concentrates in structural risk (56/100), construction/permit lag (38/100), institutional ownership (21/100). By contrast, construction/permit lag (38/100) and institutional ownership (21/100) register low. The latent-versus-live split is 56/100 structural and 0/100 already moving. It additionally carries heavy environmental risk: flood (NFIP) exposure (96/100), climate & FEMA risk (93/100).

The market reads expansion — home values rose 6.0% year on year (phase confidence 43/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

A median home runs $233,500 here. The vacancy rate is 0.0%. On demographic stress specifically, 08528 scores 5/100. About 78% have a four-year degree. About 331 people live here, median age 68. Roughly 0.0% live below the poverty line, a low share typical of higher-equity areas. The tenure split is 92% owner-occupied to 8% rented. The ZIP holds roughly 207 housing units.

Net-net, 08528 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

25/100
Composite stress
56/100
Structural risk
0/100
Distress activity

Distress signal breakdown — ZIP 08528

Foreclosure activity0
Mortgage stress0
Climate / FEMA risk93
+9 more distress dimensions scored for this ZIP

Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.

Nearby ZIPs in Somerset County

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