ZIP 08528 Foreclosure, Tax-Lien & Distress Report

ZIP 08528's composite property-distress score is 28/100 - DLRadar classes that as low for Somerset County, New Jersey. Property-level stress concentrates in construction/permit lag (73/100), structural risk (65/100), institutional ownership (21/100). By contrast, institutional ownership (21/100) register low. Structural exposure scores 65 and live distress 0 on the 0–100 scale. It additionally carries heavy environmental risk: flood (NFIP) exposure (96/100), climate & FEMA risk (93/100).

The expansion-phase market in 08528 posted values that rose 5.2% over the year (phase confidence 35/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

The typical home is worth about $233,500. Vacancy runs 0.0%. The demographic-stress sub-score lands at 48/100. Educational attainment sits at 78% bachelor's-or-above. Population is roughly 331 with a median age of 68. Roughly 0.0% live below the poverty line, a low share typical of higher-equity areas. 92% of housing is owner-occupied. There are about 207 housing units across 08528.

On balance 08528 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Parcel-level detail for 08528 is not published yet -- the ZIP-level readings above remain fully sourced.

The number is not local guesswork: 08528's 28/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. The score is rebuilt from public data as it updates, so 08528 reflects the current record instead of a stale or modeled snapshot.

08528's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. Practically, 08528 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.