ZIP 08528 Foreclosure, Tax-Lien & Distress Report
Somerset County, New Jersey · Distress market
ZIP 08528's composite property-distress score is 29/100 - DLRadar classes that as low for Somerset County, New Jersey. Property-level stress concentrates in construction/permit lag (77/100), structural risk (66/100), institutional ownership (21/100). By contrast, institutional ownership (21/100) register low. Structural exposure scores 66 and live distress 0 on the 0–100 scale. It additionally carries heavy environmental risk: flood (NFIP) exposure (96/100), climate & FEMA risk (93/100).
The expansion-phase market in 08528 posted values that rose 5.2% over the year (phase confidence 35/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.
The typical home is worth about $233,500. Vacancy runs 0.0%. The demographic-stress sub-score lands at 5/100. Educational attainment sits at 78% bachelor's-or-above. Population is roughly 331 with a median age of 68. Roughly 0.0% live below the poverty line, a low share typical of higher-equity areas. 92% of housing is owner-occupied. There are about 207 housing units across 08528.
On balance 08528 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Parcel-level detail for 08528 is not published yet -- the ZIP-level readings above remain fully sourced to public records.
The number is not local guesswork: 08528's 29/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. The score is rebuilt from public data as it updates, so 08528 reflects the current record instead of a stale or modeled snapshot.
08528's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. Practically, 08528 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.
What is driving ZIP 08528’s distress
Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.
08528 at a glance
Real-time distress, cycle phase, housing and bank-stress readings for 08528, the same set carried on every parcel.
Somerset County ZIPs near 08528
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More ZIP, county and state distress intelligence connected to Somerset County, New Jersey.
Unlock parcel-level detail for ZIP 08528
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No modelling: every input is a public record · methodology