ZIP 07052 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 07052 (Essex County, New Jersey) at a low 24/100 for overall property distress. The split runs 54/100 structural to 2/100 active on the ground. Environmental exposure also runs high (climate & FEMA risk (97/100), flood (NFIP) exposure (89/100)). Property-level stress concentrates in structural risk (54/100), construction/permit lag (31/100), institutional ownership (20/100). On the quiet end sit institutional ownership (20/100) and mortgage stress (8/100).

The expansion-phase market in 07052 posted values that rose 5.2% over the year, and 28% higher over three years (phase confidence 35/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

Owners hold 70% of homes, renters 30%. Vacancy runs 4.6%. The ZIP holds roughly 17,888 housing units. The poverty rate is 7.2% — low. A median home runs $556,800 here, or 4.0 times local income. On demographic stress specifically, 07052 scores 29/100. Rent burden reaches 46% of tenant households. Around 53% of adults hold a bachelor's degree or higher. 48,323 residents call 07052 home, typically aged 42. At $131,456, median income runs above typical U.S. levels.

Overall 07052 looks resilient on the surface, so the edge is isolating individual stressed parcels. 07052 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

Whether 07052 runs hot or quiet, its 24/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 07052 can be compared directly against any other ZIP in Essex County, New Jersey or nationwide. Nothing here is interpolated — where a source is thin for 07052, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

Behind 07052's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. The point of the 07052 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.