ZIP 07106 Property Distress & Foreclosure Data

Composite property distress in 07106 (Essex County, New Jersey) lands at 25/100 — low on DLRadar's public-record scoring. It additionally carries heavy environmental risk: climate & FEMA risk (97/100), flood (NFIP) exposure (89/100). The sharpest non-environmental signals are structural risk (55/100), construction/permit lag (35/100), institutional ownership (20/100). By contrast, institutional ownership (20/100) and mortgage stress (8/100) register low. Structural exposure scores 55 and live distress 2 on the 0–100 scale.

The market reads expansion — home values rose 6.0% year on year, and 29% higher over three years, at 43/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

Vacancy runs 6.5%. Roughly 21.0% live below the poverty line, elevated and often tied to deferred-maintenance inventory. There are about 13,585 housing units across 07106. The tenure split is 35% owner-occupied to 65% rented. Rent burden reaches 55% of tenant households. About 18% have a four-year degree. A median home runs $355,400 here, or 6.7 times local income. Households earn a median $48,105 — below the roughly $78,000 national figure. About 35,999 people live here, median age 35. On demographic stress specifically, 07106 scores 49/100.

Net-net, 07106 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.