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ZIP 07106 Foreclosure, Tax-Lien & Distress Report

Essex County, New Jersey · High Poverty market

On DLRadar's 0-100 public-record scale, ZIP 07106 in Essex County, New Jersey comes in at 24, a low composite-distress reading. Environmental exposure also runs high (climate & FEMA risk (97/100), flood (NFIP) exposure (89/100)). The sharpest non-environmental signals are structural risk (54/100), construction/permit lag (31/100), institutional ownership (20/100). institutional ownership (20/100) and mortgage stress (8/100) stay muted. Structural exposure scores 54 and live distress 2 on the 0–100 scale.

The expansion-phase market in 07106 posted values that rose 5.2% over the year, and 29% higher over three years (phase confidence 35/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

The vacancy rate is 6.5%. Roughly 21.0% live below the poverty line, elevated and often tied to deferred-maintenance inventory. The ZIP holds roughly 13,585 housing units. 35% of housing is owner-occupied. Rent burden reaches 55% of tenant households. About 18% have a four-year degree. A median home runs $355,400 here, or 6.7 times local income. Median household income is $48,105, below the U.S. median near $78,000. Population is roughly 35,999 with a median age of 35. DLRadar's demographic-stress index for the area reads 49/100.

On the whole, 07106 leans distressed, with opportunity clustered in specific stressed parcels. No parcel file is published for 07106 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

Big metro or rural, 07106 runs through one identical public-record model, so its 24/100 sits on the same scale as every other ZIP in Essex County, New Jersey and the nation. Sparse data for 07106 shows as blanks, never estimates, and the score updates on every fresh public filing.

The 24/100 figure for 07106 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. Practically, 07106 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.

24/100
Composite stress
54/100
Structural risk
2/100
Distress activity

Distress signal breakdown — ZIP 07106

Foreclosure activity0
Mortgage stress8
Climate / FEMA risk97
9 further distress layers are graded for 07106

Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.

07106 at a glance

Real-time distress, cycle phase, housing and bank-stress readings for 07106, the same set carried on every parcel.

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Essex County ZIPs near 07106

More distress data near 07106

Keep going: ZIP, county and state distress coverage for Essex County, New Jersey.

Open the complete 07106 acquisition file

The full 07106 file lists each distressed parcel with owner, address, APN, per-property score, bank exposure and exit-velocity read, and carries it straight through funding and closing. Refreshed continuously.

Deterministic scoring, sourced entirely from public data · methodology

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