ZIP 07107 Foreclosure, Tax-Lien & Distress Report
Essex County, New Jersey · High Poverty market
Essex County, New Jersey's ZIP 07107 registers 24/100 composite distress, which DLRadar reads as low. Environmental exposure also runs high (climate & FEMA risk (97/100), flood (NFIP) exposure (89/100)). The latent-versus-live split is 54/100 structural and 2/100 already moving. Property-level stress concentrates in structural risk (54/100), construction/permit lag (31/100), institutional ownership (20/100). By contrast, institutional ownership (20/100) and mortgage stress (8/100) register low.
The expansion-phase market in 07107 posted values that rose 5.2% over the year, and 17% higher over three years (phase confidence 35/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.
Median household income is $49,892, below the U.S. median near $78,000. The poverty rate is 22.8% — high, a tax-stress and distress correlate. Population is roughly 42,132 with a median age of 36. Home values center near $379,500, an affordability ratio of 7.1× — stretched. Around 46% of renters are cost-burdened. On demographic stress specifically, 07107 scores 50/100. There are about 15,924 housing units across 07107. The vacancy rate is 5.0%. About 13% have a four-year degree. Owners hold 33% of homes, renters 67%.
Net-net, 07107 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Parcel-level detail for 07107 is not published yet -- the ZIP-level readings above remain fully sourced to public records.
No ZIP is too small to score: 07107 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 24/100 composite is a like-for-like number rather than an isolated estimate. Nothing here is interpolated — where a source is thin for 07107, DLRadar leaves it blank rather than guessing, and re-scores as new records post.
07107's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. Treat 07107 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.
Signal-by-signal read on 07107
Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties are listed in full, with owner, address, APN, per-parcel score and exit-velocity read.
Snapshot: 07107 by the numbers
Real-time distress, cycle phase, housing and bank-stress readings for 07107, the same set carried on every parcel.
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Each signal above is traceable to an open dataset · methodology