ZIP 07107 Property Distress & Foreclosure Data

Essex County, New Jersey's ZIP 07107 registers 25/100 composite distress, which DLRadar reads as low. Environmental exposure also runs high (climate & FEMA risk (97/100), flood (NFIP) exposure (89/100)). On the structural side it scores 55/100, with 2/100 of stress already active. The most distinctive pressure shows up in structural risk (55/100), construction/permit lag (35/100), institutional ownership (20/100). On the quiet end sit institutional ownership (20/100) and mortgage stress (8/100).

The expansion-phase market in 07107 posted values that rose 6.0% over the year, and 17% higher over three years (phase confidence 43/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

At $49,892, median income runs below typical U.S. levels. The poverty rate is 22.8% — high, a tax-stress and distress correlate. Population is roughly 42,132 with a median age of 36. The typical home is worth about $379,500 (7.1× income, severely stretched). Around 46% of renters are cost-burdened. The demographic-stress sub-score lands at 50/100. The ZIP holds roughly 15,924 housing units. The vacancy rate is 5.0%. Around 13% of adults hold a bachelor's degree or higher. 33% of housing is owner-occupied.

On the whole, 07107 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.