ZIP 07029 Foreclosure, Tax-Lien & Distress Report

ZIP 07029's composite property-distress score is 24/100 - DLRadar classes that as low for Hudson County, New Jersey. Environmental exposure also runs high (climate & FEMA risk (96/100), flood (NFIP) exposure (87/100)). The most distinctive pressure shows up in structural risk (53/100), construction/permit lag (29/100), institutional ownership (20/100). By contrast, institutional ownership (20/100) and mortgage stress (8/100) register low. On the structural side it scores 53/100, with 2/100 of stress already active.

The market reads expansion — home values rose 5.2% year on year, and 23% higher over three years (phase confidence 35/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

22,128 residents call 07029 home, typically aged 34. Around 33% of renters are cost-burdened. The typical home is worth about $499,600 (5.4× income). Owners hold 19% of homes, renters 81%. Educational attainment sits at 47% bachelor's-or-above. Vacancy runs 6.3%. There are about 10,888 housing units across 07029. Median household income is $80,495, near the U.S. median near $78,000. DLRadar's demographic-stress index for the area reads 38/100. Roughly 15.1% live below the poverty line.

On balance, 07029 reads as a higher-equity, stable market where distress is selective and worth pinpointing parcel by parcel. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

The 07029 read uses the identical scoring model applied coast to coast, which means its 24/100 score means exactly what it means anywhere else, and 07029 stays directly comparable to neighboring ZIPs and the rest of Hudson County, New Jersey. The score is rebuilt from public data as it updates, so 07029 reflects the current record instead of a stale or modeled snapshot.

Behind 07029's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. For an operator, 07029 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.