ZIP 07086 Property Distress & Foreclosure Data

ZIP code 07086 in Hudson County, New Jersey carries a composite property-distress score of 29/100 — a low reading on DLRadar's deterministic public-record index. What sets it apart are the readings on construction/permit lag (86/100), structural risk (68/100), institutional ownership (20/100). On the quiet end sit institutional ownership (20/100) and mortgage stress (8/100). Environmental exposure also runs high (climate & FEMA risk (96/100), flood (NFIP) exposure (89/100)). The latent-versus-live split is 68/100 structural and 2/100 already moving.

The expansion-phase market in 07086 posted values that rose 6.0% over the year, and 6% higher over three years (phase confidence 43/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

At $122,653, median income runs above typical U.S. levels. The ZIP holds roughly 9,563 housing units. The typical home is worth about $889,000 (7.1× income, severely stretched). The vacancy rate is 13.0% — elevated. Around 34% of renters are cost-burdened. Population is roughly 16,946 with a median age of 38. Around 66% of adults hold a bachelor's degree or higher. The demographic-stress sub-score lands at 40/100. The poverty rate is 6.4% — low. 30% of housing is owner-occupied.

On the whole, 07086 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.