ZIP 07086 Foreclosure, Tax-Lien & Distress Report
Hudson County, New Jersey · High Vacancy market
ZIP 07086's composite property-distress score is 25/100 - DLRadar classes that as low for Hudson County, New Jersey. The most distinctive pressure shows up in structural risk (55/100), construction/permit lag (37/100), institutional ownership (20/100). By contrast, institutional ownership (20/100) and mortgage stress (8/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (96/100), flood (NFIP) exposure (89/100). Structurally it carries 55/100, against 2/100 of stress already in motion.
The expansion-phase market in 07086 posted values that rose 5.2% over the year, and 6% higher over three years (phase confidence 35/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.
Median household income is $122,653, above the U.S. median near $78,000. The ZIP holds roughly 9,563 housing units. Home values center near $889,000, an affordability ratio of 7.1× — stretched. The vacancy rate is 13.0% — elevated. Around 34% of renters are cost-burdened. 16,946 residents call 07086 home, typically aged 38. About 66% have a four-year degree. The demographic-stress sub-score lands at 40/100. The poverty rate is 6.4% — low. Owners hold 30% of homes, renters 70%.
On the whole, 07086 leans distressed, with opportunity clustered in specific stressed parcels. While 07086 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.
Whether 07086 runs hot or quiet, its 25/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 07086 can be compared directly against any other ZIP in Hudson County, New Jersey or nationwide. The score is rebuilt from public data as it updates, so 07086 reflects the current record instead of a stale or modeled snapshot.
07086's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. For a buyer, 07086 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.
Signal-by-signal read on 07086
Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
ZIP 07086 Stress Report snapshot
Real-time distress, cycle phase, housing and bank-stress readings for 07086, the same set carried on every parcel.
Hudson County ZIPs near 07086
Keep exploring New Jersey distress
Further distress data across Hudson County, New Jersey at ZIP, county and state level.
Open the complete 07086 acquisition file
Every distressed parcel in 07086 comes with owner and address, APN, its own distress score, bank exposure and an exit-velocity read — plus a one-click path to funding and closing, refreshed continuously nationwide.
No modelling: every input is a public record · methodology