ZIP 07306 Property Distress & Foreclosure Data

ZIP code 07306 in Hudson County, New Jersey carries a composite property-distress score of 29/100 — a low reading on DLRadar's deterministic public-record index. Structural risk reads 68/100 against active distress of 2/100. Climate and flood risk are elevated too — climate & FEMA risk (96/100), flood (NFIP) exposure (89/100). What sets it apart are the readings on construction/permit lag (86/100), structural risk (68/100), institutional ownership (20/100). institutional ownership (20/100) and mortgage stress (8/100) stay muted.

Prices here sit in a expansion phase: values rose 6.0% over the trailing year, and 38% higher over three years, at 43/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.

Owners hold 24% of homes, renters 76%. There are about 24,930 housing units across 07306. Home values center near $516,000, an affordability ratio of 6.6×. Educational attainment sits at 50% bachelor's-or-above. 54,567 residents call 07306 home, typically aged 36. Vacancy runs 7.2%. Rent burden reaches 37% of tenant households. DLRadar's demographic-stress index for the area reads 43/100. Median household income is $75,861, near the U.S. median near $78,000. 18.8% of residents fall below the poverty threshold.

Overall, 07306 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.