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ZIP 07306 Foreclosure, Tax-Lien & Distress Report

Hudson County, New Jersey · Distress market

ZIP code 07306 in Hudson County, New Jersey carries a composite property-distress score of 25/100 — a low reading on DLRadar's deterministic public-record index. Structural exposure scores 55 and live distress 2 on the 0–100 scale. It additionally carries heavy environmental risk: climate & FEMA risk (96/100), flood (NFIP) exposure (89/100). The sharpest non-environmental signals are structural risk (55/100), construction/permit lag (37/100), institutional ownership (20/100). On the quiet end sit institutional ownership (20/100) and mortgage stress (8/100).

The expansion-phase market in 07306 posted values that rose 5.2% over the year, and 38% higher over three years (phase confidence 35/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

Owners hold 24% of homes, renters 76%. The ZIP holds roughly 24,930 housing units. The typical home is worth about $516,000 (6.6× income). About 50% have a four-year degree. Population is roughly 54,567 with a median age of 36. Vacancy runs 7.2%. Around 37% of renters are cost-burdened. DLRadar's demographic-stress index for the area reads 43/100. At $75,861, median income runs near typical U.S. levels. 18.8% of residents fall below the poverty threshold.

On balance 07306 is mixed, rewarding parcel-by-parcel screening over broad assumptions. There is no property file for 07306 at the moment; the composite and its components are still built from verifiable public records.

Because one deterministic model scores every ZIP, 07306's 25/100 can be lined up against any neighbor in Hudson County, New Jersey or any ZIP coast to coast. The score is rebuilt from public data as it updates, so 07306 reflects the current record instead of a stale or modeled snapshot.

07306's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. For an operator, 07306 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.

25/100
Composite stress
55/100
Structural risk
2/100
Distress activity

What is driving ZIP 07306’s distress

Foreclosure activity0
Mortgage stress8
Climate / FEMA risk96
Nine more distress signals are scored here

Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties are broken out by owner, address, APN, per-property score and exit read inside DLRadar.

07306 at a glance

The live 07306 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.

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Each signal above is traceable to an open dataset · methodology

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