ZIP 07307 Property Distress & Foreclosure Data

In Hudson County, New Jersey, ZIP 07307 scores 29 of 100 for composite distress, a low level on DLRadar's public-record index. Its standout signals are construction/permit lag (86/100), structural risk (68/100), institutional ownership (20/100). By contrast, institutional ownership (20/100) and mortgage stress (8/100) register low. The latent-versus-live split is 68/100 structural and 2/100 already moving. It additionally carries heavy environmental risk: climate & FEMA risk (96/100), flood (NFIP) exposure (89/100).

The market reads expansion — home values rose 6.0% year on year, and 16% higher over three years (phase confidence 43/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

Households earn a median $80,745 — near the roughly $78,000 national figure. Roughly 13.5% live below the poverty line. On demographic stress specifically, 07307 scores 43/100. About 46% have a four-year degree. Around 40% of renters are cost-burdened. A median home runs $582,600 here, or 7.1 times local income. The vacancy rate is 7.5%. About 42,242 people live here, median age 36. The tenure split is 35% owner-occupied to 65% rented. The ZIP holds roughly 19,260 housing units.

Net-net, 07307 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.