ZIP 07030 Foreclosure, Tax-Lien & Distress Report

Scored purely from public records, 07030 (Hudson County, New Jersey) returns a low composite of 25/100. On the structural side it scores 55/100, with 2/100 of stress already active. It additionally carries heavy environmental risk: climate & FEMA risk (96/100), flood (NFIP) exposure (89/100). Its standout signals are structural risk (55/100), construction/permit lag (37/100), institutional ownership (20/100). By contrast, institutional ownership (20/100) and mortgage stress (8/100) register low.

Prices here sit in a expansion phase: values rose 5.2% over the trailing year, at 35/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

34% of housing is owner-occupied. The ZIP holds roughly 30,259 housing units. Home values center near $895,100, an affordability ratio of 4.9×. The poverty rate is 7.1% — low. 58,340 residents call 07030 home, typically aged 32. The vacancy rate is 7.8%. Around 22% of renters are cost-burdened. Educational attainment sits at 83% bachelor's-or-above. Households earn a median $176,943 — above the roughly $78,000 national figure. DLRadar's demographic-stress index for the area reads 29/100.

Net-net, 07030 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. There is no property file for 07030 at the moment; the composite and its components are still built from verifiable public records.

No ZIP is too small to score: 07030 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 25/100 composite is a like-for-like number rather than an isolated estimate. Nothing here is interpolated — where a source is thin for 07030, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

The 25/100 figure for 07030 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. For a buyer, 07030 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.