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Hudson County, NJ Distress Report: Foreclosure, Tax Liens & ZIPs (2026)

Where is distress concentrating in Hudson County, New Jersey? DLRadar grades every Hudson County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 25/100. Here is the 2026 Hudson County breakdown.

  • Hudson County's most distressed ZIP is 07002 at 25/100.
  • 16 ZIP codes tracked in Hudson County, averaging 25/100 distress.
  • Hudson County reads expansion — home values up 5.2% year over year.
  • Vacancy runs 7% across Hudson County's tracked ZIPs, with a 13.1% poverty rate.
  • The typical Hudson County home is worth about $596,520 against a ~$95,940 median income.
  • Lending headwind in Hudson County sits at 53/100 — a forward read on distressed supply.

Figures come from DLRadar's public-record distress index and refresh every month. Free to quote with credit to DLRadar (dlradar.com).

RankZIPComposite distress
10700225/100
20702925/100
30703025/100
40703225/100
50704725/100
60708625/100
70708725/100
80709325/100
90709425/100
100730225/100
110730425/100
120730525/100

Most distressed ZIP codes in Hudson County (composite distress 0-100, 2026)

What is driving Hudson County distress

Hudson County's placement in the national index rests on public filings — a 25/100 average across its ZIPs. DLRadar reads FHFA price trajectory, CFPB mortgage delinquency, recorder-level foreclosure and tax-lien activity, FEMA/NFIP loss history and Census ACS demographics.

Hudson County market phase and pricing

The cycle in Hudson County is expansion, with values up 5.2% year over year. Softening prices lengthen time-on-market, which is where negotiable sellers appear.

See the distressed properties behind the data in Hudson County

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Common questions

What is the most distressed ZIP code in Hudson County, NJ?

ZIP 07002 leads Hudson County at 25/100, recomputed monthly from public records.

What stage of the price cycle is Hudson County at?

The market phase for Hudson County is expansion, prices rising 5.2% on the year — derived from the FHFA House Price Index path.

Which datasets feed the Hudson County scores?

Public records only: FHFA for prices, CFPB for mortgage performance, the county recorder for filings, FEMA/NFIP for flood, Census ACS for demographics. The 16 Hudson County ZIP codes are scored exactly as every other county is, which is what makes cross-market comparison valid.

How much do distress scores vary between Hudson County ZIP codes?

The county figure is a blend, not a description. Across the Hudson County ZIPs DLRadar ranks, scores run from 25/100 in 07002 down to 25/100 in 07305, against a Hudson County average of 25/100. Because the gap runs to 0 points, Hudson County rewards ZIP-level precision.

What do Hudson County home values and vacancy say about distressed supply?

The typical Hudson County home carries about $596,520 of value against a median household income near $95,940. Vacancy across Hudson County's tracked ZIPs runs 7% and the poverty rate is 13.1%. Affordability pressure plus standing vacancy is what moves an owner from behind to selling, which is why it is paired with Hudson County's filings and its 53/100 lending headwind.

Related

DLRadar scores property distress from public records by deterministic formulas — not investment, legal, or financial advice. Figures refresh monthly from the live index.

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