ZIP 07103 Foreclosure, Tax-Lien & Distress Report
Essex County, New Jersey · High Poverty market
In Essex County, New Jersey, ZIP 07103 scores 24 of 100 for composite distress, a low level on DLRadar's public-record index. Leading the profile are structural risk (54/100), construction/permit lag (31/100), institutional ownership (20/100). On the quiet end sit institutional ownership (20/100) and mortgage stress (8/100). The latent-versus-live split is 54/100 structural and 2/100 already moving. Climate and flood risk are elevated too — climate & FEMA risk (97/100), flood (NFIP) exposure (89/100).
Prices here sit in a expansion phase: values rose 5.2% over the trailing year (phase confidence 35/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.
31.6% of residents fall below the poverty threshold. Rent burden reaches 53% of tenant households. There are about 13,949 housing units across 07103. About 21% have a four-year degree. Owners hold 23% of homes, renters 77%. The vacancy rate is 7.0%. On demographic stress specifically, 07103 scores 50/100. A median home runs $318,800 here, or 6.1 times local income. Households earn a median $42,397 — below the roughly $78,000 national figure. About 36,733 people live here, median age 32.
On the whole, 07103 leans distressed, with opportunity clustered in specific stressed parcels. Parcel-level detail for 07103 is not published yet -- the ZIP-level readings above remain fully sourced to public records.
Because one deterministic model scores every ZIP, 07103's 24/100 can be lined up against any neighbor in Essex County, New Jersey or any ZIP coast to coast. 07103 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.
The 24/100 for 07103 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. Practically, 07103 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.
ZIP 07103 distress signals, scored
Tax arrears, institutional buyers, insurance load, flood exposure, stalled construction, dislocated pricing and auction velocity — together with the 0 individual distressed properties are listed in full, with owner, address, APN, per-parcel score and exit-velocity read.
Snapshot: 07103 by the numbers
07103 live: composite distress, market phase, housing detail and lender pressure, identical to the per-property report.
Essex County ZIPs near 07103
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Rules-based scoring — each signal ties to a public dataset · methodology