ZIP 07044 Property Distress & Foreclosure Data

Essex County, New Jersey's ZIP 07044 registers 25/100 composite distress, which DLRadar reads as low. Environmental exposure also runs high (climate & FEMA risk (97/100), flood (NFIP) exposure (89/100)). On the structural side it scores 55/100, with 2/100 of stress already active. The most distinctive pressure shows up in structural risk (55/100), construction/permit lag (35/100), institutional ownership (20/100). On the quiet end sit institutional ownership (20/100) and mortgage stress (8/100).

The expansion-phase market in 07044 posted values that rose 6.0% over the year, and 33% higher over three years (phase confidence 43/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

The poverty rate is 5.0% — low. Around 32% of renters are cost-burdened. 78% of housing is owner-occupied. Around 68% of adults hold a bachelor's degree or higher. At $159,044, median income runs above typical U.S. levels. Population is roughly 14,441 with a median age of 43. The typical home is worth about $608,400 (3.7× income, relatively affordable). The ZIP holds roughly 6,012 housing units. The demographic-stress sub-score lands at 23/100. The vacancy rate is 2.6%.

On balance 07044 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.