ZIP 07044 Foreclosure, Tax-Lien & Distress Report
Essex County, New Jersey · Distress market
On DLRadar's 0-100 distress scale, ZIP 07044 in Essex County, New Jersey comes in at 23, a low composite-distress reading. It additionally carries heavy environmental risk: climate & FEMA risk (97/100), flood (NFIP) exposure (88/100). The split runs 51/100 structural to 2/100 active on the ground. Its standout signals are structural risk (51/100), institutional ownership (20/100), construction/permit lag (18/100). construction/permit lag (18/100) and mortgage stress (8/100) stay muted.
The expansion-phase market in 07044 posted values that rose 5.2% over the year, and 33% higher over three years (phase confidence 35/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.
5.0% of residents fall below the poverty threshold. Rent burden reaches 32% of tenant households. The tenure split is 78% owner-occupied to 22% rented. About 68% have a four-year degree. At $159,044, median income runs above typical U.S. levels. About 14,441 people live here, median age 43. Home values center near $608,400, an affordability ratio of 3.7× — accessible. There are about 6,012 housing units across 07044. DLRadar's demographic-stress index for the area reads 23/100. The vacancy rate is 2.6%.
On balance, 07044 reads as a higher-equity, stable market where distress is selective and worth pinpointing parcel by parcel. No parcel file is published for 07044 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.
Big metro or rural, 07044 runs through one identical scoring model, so its 23/100 sits on the same scale as every other ZIP in Essex County, New Jersey and the nation. Every figure is auditable to a public dataset and refreshed as records update; 07044 shows blanks, not estimates, wherever the record is sparse.
Each component behind 07044 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 23/100 roll-up. For a buyer, 07044 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.
Signal-by-signal read on 07044
Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.
Snapshot: 07044 by the numbers
Current distress, phase, housing and lender-pressure figures for 07044, drawn from the same report attached to each property.
Nearby ZIPs in Essex County
Nearest ZIP codes to 07044
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Keep exploring New Jersey distress
Other reports tied to Essex County, New Jersey — ZIP, county and statewide.
Unlock parcel-level detail for ZIP 07044
See who owns each distressed property in 07044, where it is, its APN and score, the bank behind it and how fast it should exit — then open its owner and lender records in one click. Continuously refreshed, nationwide.
Deterministic scoring, sourced entirely from public data · methodology