ZIP 07044 Foreclosure, Tax-Lien & Distress Report
Essex County, New Jersey · Distress market
On DLRadar's 0-100 public-record scale, ZIP 07044 in Essex County, New Jersey comes in at 24, a low composite-distress reading. It additionally carries heavy environmental risk: climate & FEMA risk (97/100), flood (NFIP) exposure (89/100). The split runs 54/100 structural to 2/100 active on the ground. Its standout signals are structural risk (54/100), construction/permit lag (31/100), institutional ownership (20/100). institutional ownership (20/100) and mortgage stress (8/100) stay muted.
The expansion-phase market in 07044 posted values that rose 5.2% over the year, and 33% higher over three years (phase confidence 35/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.
5.0% of residents fall below the poverty threshold. Rent burden reaches 32% of tenant households. The tenure split is 78% owner-occupied to 22% rented. About 68% have a four-year degree. At $159,044, median income runs above typical U.S. levels. About 14,441 people live here, median age 43. Home values center near $608,400, an affordability ratio of 3.7× — accessible. There are about 6,012 housing units across 07044. DLRadar's demographic-stress index for the area reads 23/100. The vacancy rate is 2.6%.
On balance, 07044 reads as a higher-equity, stable market where distress is selective and worth pinpointing parcel by parcel. No parcel file is published for 07044 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.
Big metro or rural, 07044 runs through one identical public-record model, so its 24/100 sits on the same scale as every other ZIP in Essex County, New Jersey and the nation. Every figure is auditable to a public dataset and refreshed on ingest; 07044 shows blanks, not estimates, wherever the record is sparse.
Each component behind 07044 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 24/100 roll-up. For a buyer, 07044 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.
Signal-by-signal read on 07044
Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.
Snapshot: 07044 by the numbers
Current distress, phase, housing and lender-pressure figures for 07044, drawn from the same report attached to each property.
Nearby ZIPs in Essex County
Keep exploring New Jersey distress
Other reports tied to Essex County, New Jersey — ZIP, county and statewide.
Unlock parcel-level detail for ZIP 07044
See who owns each distressed property in 07044, where it is, its APN and score, the bank behind it and how fast it should exit — then fund and close it in one click. Continuously refreshed, nationwide.
Deterministic scoring, sourced entirely from public data · methodology