ZIP 10965 Foreclosure, Tax-Lien & Distress Report
Rockland County, New York · Distress market
ZIP code 10965 in Rockland County, New York carries a composite property-distress score of 19/100 — a low reading on DLRadar's deterministic public-record index. Leading the profile are structural risk (43/100), institutional ownership (19/100), mortgage stress (8/100). By contrast, institutional ownership (19/100) and mortgage stress (8/100) register low. Environmental exposure also runs high (climate & FEMA risk (87/100), flood (NFIP) exposure (84/100)). Structural exposure scores 43 and live distress 2 on the 0–100 scale.
Prices here sit in a peak phase: values rose 4.9% over the trailing year, and 27% higher over three years (phase confidence 36/100). Topping markets hide individual distress behind strong averages.
6.2% of residents fall below the poverty threshold. On demographic stress specifically, 10965 scores 30/100. Educational attainment sits at 47% bachelor's-or-above. Around 51% of renters are cost-burdened. The ZIP holds roughly 5,975 housing units. Owners hold 76% of homes, renters 24%. Households earn a median $136,970 — above the roughly $78,000 national figure. The vacancy rate is 5.6%. The typical home is worth about $596,700 (4.1× income). Population is roughly 15,526 with a median age of 40.
Broadly, 10965 is a steadier market — the deals are the exceptions, not the rule. There is no property file for 10965 at the moment; the composite and its components are still built from verifiable public records.
Because one deterministic model scores every ZIP, 10965's 19/100 can be lined up against any neighbor in Rockland County, New York or any ZIP coast to coast. Every figure is auditable to a public dataset and refreshed on ingest; 10965 shows blanks, not estimates, wherever the record is sparse.
The 19/100 figure for 10965 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. The point of the 10965 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.
What is driving ZIP 10965’s distress
Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties are listed in full, with owner, address, APN, per-parcel score and exit-velocity read.
The 10965 distress snapshot
Real-time distress, cycle phase, housing and bank-stress readings for 10965, the same set carried on every parcel.
Nearby ZIPs in Rockland County
Explore related distress reports
Further distress data across Rockland County, New York at ZIP, county and state level.
See every distressed parcel in 10965
The full 10965 file lists each distressed parcel with owner, address, APN, per-property score, bank exposure and exit-velocity read, and carries it straight through funding and closing. Refreshed continuously.
Rules-based scoring — each signal ties to a public dataset · methodology