ZIP 10965 Property Distress & Foreclosure Data

ZIP code 10965 in Rockland County, New York carries a composite property-distress score of 25/100 — a low reading on DLRadar's deterministic public-record index. What sets it apart are the readings on construction/permit lag (58/100), structural risk (57/100), institutional ownership (19/100). On the quiet end sit institutional ownership (19/100) and mortgage stress (8/100). Environmental exposure also runs high (climate & FEMA risk (87/100), flood (NFIP) exposure (84/100)). On the structural side it scores 57/100, with 2/100 of stress already active.

The expansion-phase market in 10965 posted values that rose 6.3% over the year, and 27% higher over three years (phase confidence 39/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

6.2% of residents fall below the poverty threshold. DLRadar's demographic-stress index for the area reads 30/100. Educational attainment sits at 47% bachelor's-or-above. Around 51% of renters are cost-burdened. The ZIP holds roughly 5,975 housing units. Owners hold 76% of homes, renters 24%. Median household income is $136,970, above the U.S. median near $78,000. The vacancy rate is 5.6%. Home values center near $596,700, an affordability ratio of 4.1×. Population is roughly 15,526 with a median age of 40.

On balance 10965 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.