ZIP 10962 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 10962 (Rockland County, New York) lands at 19/100 — low on DLRadar's public-record scoring. Structural exposure scores 43 and live distress 2 on the 0–100 scale. Its heaviest discrete signals: structural risk (43/100), institutional ownership (19/100), mortgage stress (8/100). By contrast, institutional ownership (19/100) and mortgage stress (8/100) register low. Climate and flood risk are elevated too — climate & FEMA risk (87/100), flood (NFIP) exposure (84/100).

The market reads peak — home values rose 4.9% year on year, and 20% higher over three years, at 36/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

87% of housing is owner-occupied. On demographic stress specifically, 10962 scores 26/100. A median home runs $712,300 here, or 3.8 times local income. Roughly 3.6% live below the poverty line, a low share typical of higher-equity areas. 4,921 residents call 10962 home, typically aged 47. Around 45% of renters are cost-burdened. The vacancy rate is 1.9%. Educational attainment sits at 56% bachelor's-or-above. There are about 1,797 housing units across 10962. Median household income is $171,389, above the U.S. median near $78,000.

Overall 10962 looks resilient on the surface, so the edge is isolating individual stressed parcels. 10962 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

No ZIP is too small to score: 10962 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 19/100 composite is a like-for-like number rather than an isolated estimate. The score is rebuilt from public data as it updates, so 10962 reflects the current record instead of a stale or modeled snapshot.

10962's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. Practically, 10962 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.