ZIP 07647 Foreclosure, Tax-Lien & Distress Report
Bergen County, New Jersey · Distress market
Scored on a fixed 0-100 scale, 07647 (Bergen County, New Jersey) returns a low composite of 26/100. Structurally it carries 58/100, against 2/100 of stress already in motion. Environmental exposure also runs high (climate & FEMA risk (98/100), flood (NFIP) exposure (94/100)). Leading the profile are structural risk (58/100), construction/permit lag (40/100), institutional ownership (21/100). institutional ownership (21/100) and mortgage stress (8/100) stay muted.
The expansion-phase market in 07647 posted values that rose 5.2% over the year, and 21% higher over three years (phase confidence 35/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.
A median home runs $602,800 here, or 5.0 times local income. Around 46% of renters are cost-burdened. The ZIP holds roughly 1,825 housing units. Educational attainment sits at 53% bachelor's-or-above. Owners hold 77% of homes, renters 23%. At $118,614, median income runs above typical U.S. levels. The vacancy rate is 0.9%. DLRadar's demographic-stress index for the area reads 31/100. About 5,301 people live here, median age 46. Roughly 4.2% live below the poverty line, a low share typical of higher-equity areas.
Overall, 07647 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. 07647 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.
No ZIP is too small to score: 07647 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 26/100 composite is a like-for-like number rather than an isolated estimate. 07647 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.
Each component behind 07647 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 26/100 roll-up. Practically, 07647 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.
Signal-by-signal read on 07647
Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.
07647 at a glance
A live read on 07647: distress, market phase, housing and bank pressure — identical to the report behind every parcel.
Adjacent Bergen County ZIP reports
Nearest ZIP codes to 07647
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Explore related distress reports
Additional distress intelligence spanning Bergen County, New Jersey by ZIP, county and state.
The complete 07647 distress and acquisition report
See who owns each distressed property in 07647, where it is, its APN and score, the bank behind it and how fast it should exit — then open its owner and lender records in one click. Continuously refreshed, nationwide.
Deterministic. Every signal traces to a public dataset · methodology