ZIP 07647 Property Distress & Foreclosure Data

Composite property distress in 07647 (Bergen County, New Jersey) lands at 26/100 — low on DLRadar's public-record scoring. Structural risk reads 59/100 against active distress of 2/100. Environmental exposure also runs high (climate & FEMA risk (98/100), flood (NFIP) exposure (94/100)). The sharpest non-environmental signals are structural risk (59/100), construction/permit lag (45/100), institutional ownership (21/100). On the quiet end sit institutional ownership (21/100) and mortgage stress (8/100).

The expansion-phase market in 07647 posted values that rose 6.0% over the year, and 21% higher over three years, at 43/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

The typical home is worth about $602,800 (5.0× income). Rent burden reaches 46% of tenant households. There are about 1,825 housing units across 07647. Around 53% of adults hold a bachelor's degree or higher. 77% of housing is owner-occupied. At $118,614, median income runs above typical U.S. levels. Vacancy runs 0.9%. The demographic-stress sub-score lands at 31/100. Population is roughly 5,301 with a median age of 46. The poverty rate is 4.2% — low.

On balance 07647 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.