ZIP 07624 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 07624 (Bergen County, New Jersey) at a low 25/100 for overall property distress. Property-level stress concentrates in structural risk (57/100), construction/permit lag (37/100), institutional ownership (21/100). On the quiet end sit institutional ownership (21/100) and mortgage stress (8/100). The latent-versus-live split is 57/100 structural and 2/100 already moving. It additionally carries heavy environmental risk: climate & FEMA risk (98/100), flood (NFIP) exposure (94/100).

Prices here sit in a expansion phase: values rose 5.2% over the trailing year, and 38% higher over three years (phase confidence 35/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

Median household income is $187,500, above the U.S. median near $78,000. The tenure split is 82% owner-occupied to 18% rented. The ZIP holds roughly 2,834 housing units. Around 41% of renters are cost-burdened. About 8,544 people live here, median age 40. Educational attainment sits at 66% bachelor's-or-above. On demographic stress specifically, 07624 scores 28/100. Vacancy runs 3.3%. Roughly 7.2% live below the poverty line, a low share typical of higher-equity areas. A median home runs $871,300 here, or 4.4 times local income.

Net-net, 07624 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Parcel-level detail for 07624 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

The 07624 read uses the identical public-record model applied coast to coast, which means its 25/100 score means exactly what it means anywhere else, and 07624 stays directly comparable to neighboring ZIPs and the rest of Bergen County, New Jersey. Every figure is auditable to a public dataset and refreshed on ingest; 07624 shows blanks, not estimates, wherever the record is sparse.

The 25/100 for 07624 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. Treat 07624 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.