ZIP 07624 Property Distress & Foreclosure Data

Composite property distress in 07624 (Bergen County, New Jersey) lands at 26/100 — low on DLRadar's public-record scoring. The sharpest non-environmental signals are structural risk (59/100), construction/permit lag (45/100), institutional ownership (21/100). institutional ownership (21/100) and mortgage stress (8/100) stay muted. On the structural side it scores 59/100, with 2/100 of stress already active. Climate and flood risk are elevated too — climate & FEMA risk (98/100), flood (NFIP) exposure (94/100).

Prices here sit in a expansion phase: values rose 6.0% over the trailing year, and 38% higher over three years (phase confidence 43/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

Median household income is $187,500, above the U.S. median near $78,000. Owners hold 82% of homes, renters 18%. The ZIP holds roughly 2,834 housing units. Around 41% of renters are cost-burdened. 8,544 residents call 07624 home, typically aged 40. Educational attainment sits at 66% bachelor's-or-above. DLRadar's demographic-stress index for the area reads 28/100. The vacancy rate is 3.3%. 7.2% of residents fall below the poverty threshold. Home values center near $871,300, an affordability ratio of 4.4×.

Overall, 07624 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.