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ZIP 07626 Foreclosure, Tax-Lien & Distress Report

Bergen County, New Jersey · High Value market

Scored purely from public records, 07626 (Bergen County, New Jersey) returns a low composite of 25/100. Its heaviest discrete signals: structural risk (57/100), construction/permit lag (37/100), institutional ownership (21/100). On the quiet end sit institutional ownership (21/100) and mortgage stress (8/100). Structural exposure scores 57 and live distress 2 on the 0–100 scale. It additionally carries heavy environmental risk: climate & FEMA risk (98/100), flood (NFIP) exposure (94/100).

The expansion-phase market in 07626 posted values that rose 5.2% over the year, and 26% higher over three years (phase confidence 35/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

Median household income is $173,293, above the U.S. median near $78,000. The typical home is worth about $811,400 (4.4× income). The poverty rate is 2.3% — low. Around 54% of renters are cost-burdened. DLRadar's demographic-stress index for the area reads 29/100. 81% of housing is owner-occupied. Educational attainment sits at 59% bachelor's-or-above. About 9,101 people live here, median age 45. The ZIP holds roughly 3,235 housing units. The vacancy rate is 3.6%.

On balance 07626 is mixed, rewarding parcel-by-parcel screening over broad assumptions. While 07626 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

Big metro or rural, 07626 runs through one identical public-record model, so its 25/100 sits on the same scale as every other ZIP in Bergen County, New Jersey and the nation. Sparse data for 07626 shows as blanks, never estimates, and the score updates on every fresh public filing.

The 25/100 for 07626 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. Treat 07626 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.

25/100
Composite stress
57/100
Structural risk
2/100
Distress activity

Signal-by-signal read on 07626

Foreclosure activity0
Mortgage stress8
Climate / FEMA risk98
Another 9 scored dimensions sit behind 07626

Unpaid tax, corporate ownership share, insurance cost pressure, NFIP flood risk, construction slowdown, price gaps and auction turnover — plus the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.

Snapshot: 07626 by the numbers

The live 07626 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.

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The full 07626 file lists each distressed parcel with owner, address, APN, per-property score, bank exposure and exit-velocity read, and carries it straight through funding and closing. Refreshed continuously.

Each signal above is traceable to an open dataset · methodology

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