ZIP 07626 Property Distress & Foreclosure Data

ZIP code 07626 in Bergen County, New Jersey carries a composite property-distress score of 26/100 — a low reading on DLRadar's deterministic public-record index. What sets it apart are the readings on structural risk (59/100), construction/permit lag (45/100), institutional ownership (21/100). On the quiet end sit institutional ownership (21/100) and mortgage stress (8/100). The latent-versus-live split is 59/100 structural and 2/100 already moving. Environmental exposure also runs high (climate & FEMA risk (98/100), flood (NFIP) exposure (94/100)).

The expansion-phase market in 07626 posted values that rose 6.0% over the year, and 26% higher over three years (phase confidence 43/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

At $173,293, median income runs above typical U.S. levels. The typical home is worth about $811,400 (4.4× income). The poverty rate is 2.3% — low. Around 54% of renters are cost-burdened. The demographic-stress sub-score lands at 29/100. 81% of housing is owner-occupied. Around 59% of adults hold a bachelor's degree or higher. Population is roughly 9,101 with a median age of 45. The ZIP holds roughly 3,235 housing units. The vacancy rate is 3.6%.

On balance 07626 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.