ZIP 07650 Foreclosure, Tax-Lien & Distress Report
Bergen County, New Jersey · High Value market
On DLRadar's 0-100 distress scale, ZIP 07650 in Bergen County, New Jersey comes in at 26, a low composite-distress reading. Structural exposure scores 58 and live distress 2 on the 0–100 scale. Climate and flood risk are elevated too — climate & FEMA risk (98/100), flood (NFIP) exposure (94/100). Leading the profile are structural risk (58/100), construction/permit lag (40/100), institutional ownership (21/100). On the quiet end sit institutional ownership (21/100) and mortgage stress (8/100).
The market reads expansion — home values rose 5.2% year on year, and 57% higher over three years, at 35/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.
About 20,192 people live here, median age 43. Median household income is $101,295, above the U.S. median near $78,000. Home values center near $719,600, an affordability ratio of 7.0×. The tenure split is 37% owner-occupied to 63% rented. Educational attainment sits at 54% bachelor's-or-above. Around 43% of renters are cost-burdened. The vacancy rate is 3.1%. The poverty rate is 10.0%. There are about 7,614 housing units across 07650. The demographic-stress sub-score lands at 41/100.
Net-net, 07650 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Parcel-level detail for 07650 is not published yet -- the ZIP-level readings above remain fully sourced.
Big metro or rural, 07650 runs through one identical scoring model, so its 26/100 sits on the same scale as every other ZIP in Bergen County, New Jersey and the nation. The score is rebuilt from public data as it updates, so 07650 reflects the current record instead of a stale or modeled snapshot.
Each component behind 07650 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 26/100 roll-up. In workflow terms, 07650 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.
What is driving ZIP 07650’s distress
Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
Snapshot: 07650 by the numbers
Real-time distress, cycle phase, housing and bank-stress readings for 07650, the same set carried on every parcel.
Nearby ZIPs in Bergen County
Nearest ZIP codes to 07650
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Related reports across Bergen County, New Jersey
Further distress data across Bergen County, New Jersey at ZIP, county and state level.
Get the full acquisition report for 07650
The full 07650 file lists each distressed parcel with owner, address, APN, per-property score, bank exposure and exit-velocity read, and carries it straight through to owner and lender records. Refreshed continuously.
Built from public records, scored the same way everywhere · methodology