ZIP 07650 Property Distress & Foreclosure Data

DLRadar grades ZIP 07650 (Bergen County, New Jersey) at a low 26/100 for overall property distress. Structural risk reads 59/100 against active distress of 2/100. Environmental exposure also runs high (climate & FEMA risk (98/100), flood (NFIP) exposure (94/100)). Property-level stress concentrates in structural risk (59/100), construction/permit lag (45/100), institutional ownership (21/100). On the quiet end sit institutional ownership (21/100) and mortgage stress (8/100).

The expansion-phase market in 07650 posted values that rose 6.0% over the year, and 57% higher over three years, at 43/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Population is roughly 20,192 with a median age of 43. At $101,295, median income runs above typical U.S. levels. The typical home is worth about $719,600 (7.0× income). 37% of housing is owner-occupied. Around 54% of adults hold a bachelor's degree or higher. Rent burden reaches 43% of tenant households. Vacancy runs 3.1%. The poverty rate is 10.0%. There are about 7,614 housing units across 07650. The demographic-stress sub-score lands at 41/100.

On balance 07650 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.