ZIP 07643 Foreclosure, Tax-Lien & Distress Report

ZIP 07643's composite property-distress score is 26/100 - DLRadar classes that as low for Bergen County, New Jersey. Structural exposure scores 58 and live distress 2 on the 0–100 scale. The pressure is most legible in structural risk (58/100), construction/permit lag (40/100), institutional ownership (21/100). On the quiet end sit institutional ownership (21/100) and mortgage stress (8/100). It additionally carries heavy environmental risk: climate & FEMA risk (98/100), flood (NFIP) exposure (94/100).

Prices here sit in a expansion phase: values rose 5.2% over the trailing year, and 22% higher over three years, at 35/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

The vacancy rate is 2.9%. The typical home is worth about $429,300 (4.9× income). Median household income is $79,476, near the U.S. median near $78,000. Rent burden reaches 39% of tenant households. The tenure split is 43% owner-occupied to 57% rented. There are about 4,708 housing units across 07643. About 10,942 people live here, median age 45. About 33% have a four-year degree. The poverty rate is 8.5%. DLRadar's demographic-stress index for the area reads 35/100.

On balance 07643 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

Because one deterministic model scores every ZIP, 07643's 26/100 can be lined up against any neighbor in Bergen County, New Jersey or any ZIP coast to coast. Nothing here is interpolated — where a source is thin for 07643, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

Behind 07643's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. In workflow terms, 07643 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.