ZIP 07643 Property Distress & Foreclosure Data

Bergen County, New Jersey's ZIP 07643 registers 26/100 composite distress, which DLRadar reads as low. Structural risk reads 59/100 against active distress of 2/100. The most distinctive pressure shows up in structural risk (59/100), construction/permit lag (45/100), institutional ownership (21/100). By contrast, institutional ownership (21/100) and mortgage stress (8/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (98/100), flood (NFIP) exposure (94/100).

The market reads expansion — home values rose 6.0% year on year, and 22% higher over three years, at 43/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

Vacancy runs 2.9%. A median home runs $429,300 here, or 4.9 times local income. Households earn a median $79,476 — near the roughly $78,000 national figure. Rent burden reaches 39% of tenant households. The tenure split is 43% owner-occupied to 57% rented. There are about 4,708 housing units across 07643. About 10,942 people live here, median age 45. About 33% have a four-year degree. Roughly 8.5% live below the poverty line. On demographic stress specifically, 07643 scores 35/100.

Net-net, 07643 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.