ZIP 10920 Foreclosure, Tax-Lien & Distress Report

Scored purely from public records, 10920 (Rockland County, New York) returns a low composite of 19/100. Environmental exposure also runs high (climate & FEMA risk (87/100), flood (NFIP) exposure (84/100)). Its standout signals are structural risk (43/100), institutional ownership (19/100), mortgage stress (8/100). institutional ownership (19/100) and mortgage stress (8/100) stay muted. Latent structural risk is 43/100 while live distress already moving reads 2/100.

The market reads peak — home values rose 4.9% year on year, and 23% higher over three years (phase confidence 36/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Vacancy runs 2.4%. There are about 2,853 housing units across 10920. DLRadar's demographic-stress index for the area reads 25/100. 89% of housing is owner-occupied. Around 52% of adults hold a bachelor's degree or higher. Around 37% of renters are cost-burdened. 8,493 residents call 10920 home, typically aged 45. At $143,672, median income runs above typical U.S. levels. A median home runs $582,800 here, or 3.7 times local income. The poverty rate is 5.3% — low.

Overall 10920 looks resilient on the surface, so the edge is isolating individual stressed parcels. Parcel-level detail for 10920 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

Whether 10920 runs hot or quiet, its 19/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 10920 can be compared directly against any other ZIP in Rockland County, New York or nationwide. Nothing here is interpolated — where a source is thin for 10920, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

10920's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. The point of the 10920 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.