ZIP 10956 Property Distress & Foreclosure Data

ZIP code 10956 in Rockland County, New York carries a composite property-distress score of 25/100 — a low reading on DLRadar's deterministic public-record index. Environmental exposure also runs high (climate & FEMA risk (87/100), flood (NFIP) exposure (84/100)). The latent-versus-live split is 57/100 structural and 2/100 already moving. What sets it apart are the readings on construction/permit lag (58/100), structural risk (57/100), institutional ownership (19/100). On the quiet end sit institutional ownership (19/100) and mortgage stress (8/100).

The expansion-phase market in 10956 posted values that rose 6.3% over the year, and 25% higher over three years (phase confidence 39/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Home values center near $662,400, an affordability ratio of 3.5× — accessible. 4.4% of residents fall below the poverty threshold. The ZIP holds roughly 10,040 housing units. Around 51% of renters are cost-burdened. DLRadar's demographic-stress index for the area reads 26/100. Educational attainment sits at 58% bachelor's-or-above. Owners hold 94% of homes, renters 6%. Population is roughly 31,420 with a median age of 42. Median household income is $179,060, above the U.S. median near $78,000. The vacancy rate is 3.0%.

On balance 10956 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.