ZIP 10994 Foreclosure, Tax-Lien & Distress Report

In Rockland County, New York, ZIP 10994 scores 19 of 100 for composite distress, a low level on DLRadar's public-record index. Environmental exposure also runs high (climate & FEMA risk (87/100), flood (NFIP) exposure (84/100)). Structural exposure scores 43 and live distress 2 on the 0–100 scale. The most distinctive pressure shows up in structural risk (43/100), institutional ownership (19/100), mortgage stress (8/100). By contrast, institutional ownership (19/100) and mortgage stress (8/100) register low.

Prices here sit in a peak phase: values rose 4.9% over the trailing year, and 23% higher over three years (phase confidence 36/100). Topping markets hide individual distress behind strong averages.

The ZIP holds roughly 2,275 housing units. The tenure split is 97% owner-occupied to 3% rented. The vacancy rate is 2.2%. Around 30% of renters are cost-burdened. Roughly 1.8% live below the poverty line, a low share typical of higher-equity areas. Educational attainment sits at 59% bachelor's-or-above. On demographic stress specifically, 10994 scores 22/100. Home values center near $620,200, an affordability ratio of 3.7× — accessible. Households earn a median $166,838 — above the roughly $78,000 national figure. 5,925 residents call 10994 home, typically aged 51.

Overall 10994 looks resilient on the surface, so the edge is isolating individual stressed parcels. No parcel file is published for 10994 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

Because one deterministic model scores every ZIP, 10994's 19/100 can be lined up against any neighbor in Rockland County, New York or any ZIP coast to coast. Nothing here is interpolated — where a source is thin for 10994, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

The 19/100 figure for 10994 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. In workflow terms, 10994 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.