ZIP 07401 Property Distress & Foreclosure Data

In Bergen County, New Jersey, ZIP 07401 scores 26 of 100 for composite distress, a low level on DLRadar's public-record index. Structural risk reads 59/100 against active distress of 2/100. Its standout signals are structural risk (59/100), construction/permit lag (45/100), institutional ownership (21/100). On the quiet end sit institutional ownership (21/100) and mortgage stress (8/100). Environmental exposure also runs high (climate & FEMA risk (98/100), flood (NFIP) exposure (94/100)).

The expansion-phase market in 07401 posted values that rose 6.0% over the year, and 30% higher over three years, at 43/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

There are about 2,690 housing units across 07401. 77% of housing is owner-occupied. At $156,992, median income runs above typical U.S. levels. The poverty rate is 3.3% — low. The typical home is worth about $782,700 (4.9× income). Vacancy runs 6.9%. Rent burden reaches 49% of tenant households. The demographic-stress sub-score lands at 29/100. Population is roughly 6,820 with a median age of 46. Around 72% of adults hold a bachelor's degree or higher.

On balance 07401 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.