ZIP 10040 Property Distress & Foreclosure Data

New York County, New York's ZIP 10040 registers 29/100 composite distress, which DLRadar reads as low. The most distinctive pressure shows up in construction/permit lag (83/100), structural risk (65/100), institutional ownership (17/100). By contrast, institutional ownership (17/100) and mortgage stress (9/100) register low. On the structural side it scores 65/100, with 3/100 of stress already active. It additionally carries heavy environmental risk: climate & FEMA risk (98/100), flood (NFIP) exposure (76/100).

The market reads expansion — home values rose 6.3% year on year (phase confidence 39/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

The ZIP holds roughly 17,131 housing units. The poverty rate is 16.6% — high, a tax-stress and distress correlate. The demographic-stress sub-score lands at 48/100. Around 47% of renters are cost-burdened. About 41,581 people live here, median age 42. Around 38% of adults hold a bachelor's degree or higher. 15% of housing is owner-occupied. The typical home is worth about $464,400 (7.3× income, severely stretched). At $64,022, median income runs below typical U.S. levels. The vacancy rate is 4.5%.

Net-net, 10040 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.