Middlesex County, NJ Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Middlesex County, NJ distress report, 2026: 44 ZIPs scored in Middlesex, NJ, Middlesex, NJ average 29/100; the top Middlesex, NJ ZIP is 07001 at 29/100; Middlesex, NJ market phase expansion, Middlesex, NJ prices +5.2% year over year.
- Middlesex, NJ ranks #3,031 nationally (opportunity index); Middlesex, NJ #15 in New Jersey; Middlesex, NJ index 22.9.
- Middlesex, NJ ninety-day mortgage delinquency 0.7% in December 2025; Middlesex, NJ twelve-month change +0.2%.
- Middlesex, NJ ZIP phases: 43 expansion, 1 peak.
- Middlesex, NJ residential listings tracked: 112 across 36 ZIPs; Middlesex, NJ candidate listings 24.
- Middlesex, NJ HUD assisted properties: 26 with 1,875 units.
- Middlesex, NJ lenders on watch: 8; largest Middlesex, NJ footprint Provident Bank (23 branches).
- Middlesex, NJ most distressed ZIP: 07001 at 29/100.
Middlesex, NJ figures: DLRadar distress index; Middlesex, NJ inputs: CFPB, FHFA, HUD, FDIC; Middlesex, NJ rebuilt as sources refresh.
| Rank | Middlesex, NJ ZIP | Score |
|---|---|---|
| 1 | 07001 | 29/100 |
| 2 | 07008 | 29/100 |
| 3 | 07064 | 29/100 |
| 4 | 07067 | 29/100 |
| 5 | 07077 | 29/100 |
| 6 | 07080 | 29/100 |
| 7 | 07095 | 29/100 |
| 8 | 08512 | 29/100 |
| 9 | 08536 | 29/100 |
| 10 | 08540 | 29/100 |
| 11 | 08810 | 29/100 |
| 12 | 08816 | 29/100 |
Most distressed Middlesex, NJ ZIPs (0-100, 2026)
Mortgage delinquency in Middlesex, NJ
0.7% of Middlesex, NJ mortgages were ninety-plus days late (Middlesex, NJ, December 2025); Middlesex, NJ thirty-to-eighty-nine days late: 1.6%; Middlesex, NJ twelve-month change +0.2%; Middlesex, NJ peak since 2008: 5.9% (January 2012); New Jersey overall 0.9%. Middlesex, NJ ninety-day series: Dec 24 0.5, Jan 25 0.5, Feb 25 0.6 (Middlesex, NJ), Mar 25 0.6, Apr 25 0.6, May 25 0.6 (Middlesex, NJ), Jun 25 0.6, Jul 25 0.6, Aug 25 0.5 (Middlesex, NJ), Sep 25 0.6, Oct 25 0.7, Nov 25 0.7 (Middlesex, NJ), Dec 25 0.7.
Opportunity index: Middlesex, NJ
Middlesex, NJ index 22.9, Middlesex, NJ phase weak; Middlesex, NJ primary driver construction, Middlesex, NJ second driver bank institutional. Middlesex, NJ components: property stress 9.0, foreclosure pressure 6.2, listing discounts 16.6, bank stress 58.6, insurance 0.0; Middlesex, NJ pulse 26.9; Middlesex, NJ capital opportunity 16.9.
ZIP market phases inside Middlesex, NJ
44 Middlesex, NJ ZIPs carry a price-cycle phase; Middlesex, NJ ZIPs by phase (Middlesex, NJ), deepest drawdown first: expansion, +5.2% YoY (Middlesex, NJ): 07001, 07008, 07060, 07063, Middlesex, NJ 07064, 07067, 07077, 07080, Middlesex, NJ 07095, 07721, 07726, 07735, Middlesex, NJ 07747, 08528, 08536; expansion, +5.1% YoY (Middlesex, NJ): 08512.
Residential listings by Middlesex, NJ ZIP
Middlesex, NJ ZIPs with the most tracked Middlesex, NJ residential listings: 08820 39 listings, 4 candidates, bank pressure 62; 08817 33 listings, 6 candidates, bank pressure 62; 08837 8 listings, 1 candidates, bank pressure 62; 08852 5 listings, 1 candidates, bank pressure 62 (Middlesex, NJ); 07747 4 listings, 2 candidates, bank pressure 64; 08831 4 listings, 3 candidates, bank pressure 62; 07067 3 listings, 0 candidates, bank pressure 62; 08512 2 listings, 2 candidates, bank pressure 62. Middlesex, NJ totals: 112 listings; Middlesex, NJ candidates 24; active ZIPs 18.
HUD assisted housing in Middlesex, NJ
26 assisted properties with 1,875 units sit in Middlesex, NJ; largest Middlesex, NJ properties: Camelot At Edison (Edison) 220 units; Greenwood Townhouses (Edison) 216 units; New Brunswick Apartments (New Brunswick) 206 units, 24 assisted in Middlesex, NJ; Hall's Corner (East Brunswick) 154 units, 65 assisted; St. Mary's Apartments (New Brunswick) 133 units, 132 assisted; Woodmere (Spotswood) 126 units, 125 assisted.
Lenders with branches in Middlesex, NJ
Middlesex, NJ lenders by branch count: Provident Bank (Middlesex, NJ): stress 54, 23 branches low in Middlesex, NJ; Amboy Bank (Middlesex, NJ): stress 34, 13 branches low in Middlesex, NJ; Columbia Bank (Middlesex, NJ): stress 82, 9 branches low in Middlesex, NJ; Valley National Bank (Middlesex, NJ): stress 60, 7 branches low in Middlesex, NJ; Magyar Bank (Middlesex, NJ): stress 60, 5 branches low in Middlesex, NJ; Bcb Community Bank (Middlesex, NJ): stress 87, 4 branches low in Middlesex, NJ; Bank Of Princeton (Middlesex, NJ): stress 58, 4 branches low in Middlesex, NJ; Unity Bank (Middlesex, NJ): stress 46, 4 branches low in Middlesex, NJ.
Vacancy and permits, Middlesex, NJ
10,197 of 317,979 Middlesex, NJ housing units are vacant; Middlesex, NJ permits, twelve months: 651 multifamily units in Middlesex, NJ, 803 one-to-four unit units.
Work Middlesex, NJ at the parcel level
Every Middlesex, NJ parcel carries owner and address; every Middlesex, NJ parcel carries APN; Middlesex, NJ distress scores sit on the Middlesex, NJ live board.
Middlesex, NJ figures refresh with each source.
Middlesex, NJ questions
Most distressed ZIP code in Middlesex County, NJ?
ZIP 07001 leads Middlesex, NJ at 29/100; next in Middlesex, NJ: 07008 at 29/100; the Middlesex, NJ average is 29/100.
Where does Middlesex County, NJ rank for investment opportunity?
Middlesex, NJ is #3,031 among all ranked counties, #15 in New Jersey; the Middlesex, NJ driver is construction; Middlesex, NJ moved down 175 places.
How many mortgages are delinquent in Middlesex County, NJ?
0.7% of Middlesex, NJ mortgages were ninety-plus days late in December 2025; the Middlesex, NJ peak since 2008 was 5.9%.
Which banks lend in Middlesex County, NJ?
8 watched lenders hold Middlesex, NJ branches; the largest Middlesex, NJ footprints are Provident Bank (23), Amboy Bank (13), Columbia Bank (9).
More on Middlesex, NJ
Middlesex County, NJ distress report: public-record figures for Middlesex, NJ; not legal advice for Middlesex, NJ; not tax or investment advice; verify every Middlesex, NJ record before acting.