Middlesex County, NJ: Home-Insurance Distress & Forced-Sale Pressure
Middlesex County, NJ: 32/100 (moderate) home-insurance distress; Middlesex, NJ band LOW; Middlesex, NJ #1,506 of 3,222 counties; Middlesex, NJ #3 of 21 in New Jersey; raw Middlesex, NJ 38.0; Middlesex, NJ coverage multiplier 0.85.
FEMA hazard, Middlesex, NJ: 0/100; Middlesex, NJ declarations, three years: none.
NFIP claims, Middlesex, NJ, three years: 184; Middlesex, NJ payouts $8,194,256; per Middlesex, NJ claim $44,534; Middlesex, NJ claim-stress 95/100.
Middlesex, NJ monthly score: 32 in every month from March 2026 (Middlesex, NJ) through October 2026.
Middlesex, NJ components: NFIP claims 95; Middlesex, NJ retreat index 32; Middlesex, NJ climate multiplier 0.85.
Construction distress, Middlesex, NJ: 75/100 as of August 2026 (Middlesex, NJ: 50/100 one-to-four unit, 93/100 multifamily).
Middlesex, NJ ZIPs, June 2026 (Middlesex, NJ, 16 highest): score 0 (Middlesex, NJ), climate 98 (Middlesex, NJ): 07001, 07008, 07064, 07067, Middlesex, NJ 07077, 07080, 07095, 08536, Middlesex, NJ 08810, 08816, 08817, 08820, Middlesex, NJ 08824, 08828, 08830, 08831.
DLRadar rescores Middlesex, NJ monthly; Middlesex, NJ readings join Middlesex, NJ foreclosure, lien and ownership parcels (Middlesex, NJ), so cost-squeezed Middlesex, NJ owners surface before listing.
Inside New Jersey, Middlesex County ranks 3rd of 21 counties for home-insurance distress at 32/100; Somerset County (33/100) sits just above Middlesex County, and Bergen County (32/100) sits just below Middlesex County.
Deterministic. Every Middlesex County, NJ signal traces to a public Middlesex dataset (FEMA, NFIP, Census for Middlesex, NJ) · how insurance distress works in Middlesex, NJ · methodology
FAQ: Middlesex County, NJ insurance distress
What is the Middlesex County, NJ home-insurance-distress score?
Middlesex, NJ: 32/100 (LOW), #1,506 of 3,222, #3 in New Jersey. FEMA hazard, Middlesex, NJ: 0/100; NFIP stress, Middlesex, NJ: 95/100; construction, Middlesex, NJ: 75/100; Middlesex, NJ rescores monthly.
Is Middlesex County insurance distress getting better or worse (NJ)?
Middlesex, NJ: 32 in March 2026; Middlesex, NJ: 32 in October 2026 (unchanged); Middlesex, NJ NFIP claims score 95.
How many flood-insurance claims has Middlesex County, NJ had?
Middlesex, NJ: 184 NFIP claims, three years; Middlesex, NJ paid $8,194,256; per Middlesex, NJ claim $44,534; carriers reprice Middlesex, NJ against that record.
Which Middlesex County ZIP codes carry the most insurance distress (NJ)?
Middlesex, NJ, June 2026: 07001 at 0, 07008 at 0, 07064 at 0, 07067 at 0; Middlesex, NJ climate scores there: 98, 98, 98, 98.
Why does Middlesex, NJ insurance distress create sellers?
A Middlesex, NJ premium outruns the Middlesex, NJ budget; a carrier leaves Middlesex, NJ; Middlesex, NJ carrying cost passes plan; Middlesex, NJ owners sell while current; Middlesex, NJ insurance distress leads Middlesex, NJ foreclosure data.