Newbank (FDIC #58203): Bank Stress & Real-Estate Credit Exposure

Newbank (FDIC Cert #58203): bank stress 58/100, moderate, STABLE over 7 days.

Newbank (#58203) lends in 4 counties across 3 states; Newbank (#58203) reaches 237 ZIP codes: New York 2 counties, 138 ZIPs; New Jersey 1 county, 66 ZIPs; Colorado 1 county, 33 ZIPs.

Newbank (#58203) largest markets: New York County, NY (70 branches, 70 ZIPs) (#58203), Queens County, NY (136 branches, 68 ZIPs) (#58203), Bergen County, NJ (198 branches, 66 ZIPs) (#58203), Arapahoe County, CO (33 branches, 33 ZIPs) (#58203).

Newbank (#58203) reports $618.0 million in total assets; Newbank (#58203) equity $90.4 million (14.6% of Newbank (#58203) assets); Newbank (#58203) domestic deposits $517.7 million; Newbank (#58203) net income $2.6 million; Newbank (#58203) return on assets 0.83%; Newbank (#58203) return on equity 5.76%; Newbank (#58203) net interest income $12.7 million; Newbank (#58203) call report June 30, 2026.

Newbank (#58203) noncurrent real-estate loans 0.91% of its book; Newbank (#58203) residential 1.02%; Newbank (#58203) net charge-offs on real estate 2.90%; Newbank (#58203) residential charge-offs 3.32%.

Newbank (#58203) net interest margin 4.26% against an eight-quarter Newbank (#58203) average of 4.35% (Newbank (#58203) compression 0.09 points); Newbank (#58203) real-estate loans 90.9% of equity; Newbank (#58203) non-residential real estate 332.1% of equity; Newbank (#58203) rate-exposure score 40/100, Newbank (#58203) fixed-rate trap 40/100; Newbank (#58203) risk type credit driven; Newbank (#58203) rate regime rates elevated, Newbank (#58203) snapshot October 19, 2026.

Newbank (#58203) stress score moved from 64.4 on June 22, 2026 to 57.6 on October 19, 2026; Newbank (#58203) ranged 57.6 to 64.4 over 116 snapshots.

Newbank (#58203) alerts: 4 counties; top Newbank (#58203) alert scores: New York County, NY 42 (moderate); Aurora County, NY 22 (low); Flushing County, NY 22 (low); Fort Lee County, NY 22 (low).