Haven Savings Bank (FDIC #30039): Bank Stress & Real-Estate Credit Exposure
Haven Savings Bank (FDIC Cert #30039): bank stress 93/100, severe, STABLE over 7 days; parent HAVEN BCORP MHC.
Haven Savings Bank (#30039) lends in 5 counties across 1 state; Haven Savings Bank (#30039) reaches 198 ZIP codes: New Jersey 5 counties, 198 ZIPs.
Haven Savings Bank (#30039) largest markets: Bergen County, NJ (66 branches, 66 ZIPs) (#30039), Morris County, NJ (58 branches, 58 ZIPs) (#30039), Essex County, NJ (62 branches, 31 ZIPs) (#30039), Union County, NJ (81 branches, 27 ZIPs) (#30039), Hudson County, NJ (32 branches, 16 ZIPs) (#30039).
Haven Savings Bank (#30039) reports $986.9 million in total assets; Haven Savings Bank (#30039) equity $87.3 million (8.8% of Haven Savings Bank (#30039) assets); Haven Savings Bank (#30039) domestic deposits $861.5 million; Haven Savings Bank (#30039) net income minus $1.8 million; Haven Savings Bank (#30039) return on assets -0.35%; Haven Savings Bank (#30039) return on equity -4.03%; Haven Savings Bank (#30039) net interest income $7.6 million; Haven Savings Bank (#30039) call report June 30, 2026.
Haven Savings Bank (#30039) noncurrent real-estate loans 0.04% of its book; Haven Savings Bank (#30039) multifamily 0.12%; Haven Savings Bank (#30039) net charge-offs on real estate 0.40%; Haven Savings Bank (#30039) multifamily charge-offs 0.36%.
Haven Savings Bank (#30039) net interest margin 1.61% against an eight-quarter Haven Savings Bank (#30039) average of 1.24% (Haven Savings Bank (#30039) compression -0.37 points); Haven Savings Bank (#30039) real-estate loans 4.2% of equity; Haven Savings Bank (#30039) rate-exposure score 40/100, Haven Savings Bank (#30039) fixed-rate trap 40/100; Haven Savings Bank (#30039) risk type credit driven; Haven Savings Bank (#30039) rate regime rates elevated, Haven Savings Bank (#30039) snapshot October 19, 2026.
Haven Savings Bank (#30039) stress score held at 93.4 across 116 daily snapshots, June 22, 2026 to October 19, 2026.
Haven Savings Bank (#30039) alerts: 5 counties; top Haven Savings Bank (#30039) alert scores: Madison County, NJ 30 (low); Montclair County, NJ 30 (low); Secaucus County, NJ 30 (low); Westfield County, NJ 30 (low); Westwood County, NJ 30 (low).