Peapack Private Bank&Trust (FDIC #11035): Bank Stress & Real-Estate Credit Exposure
Peapack Private Bank&Trust (FDIC Cert #11035): bank stress 78/100, severe, STABLE over 7 days; parent PEAPACK-GLADSTONE FINL CORP.
Peapack Private Bank&Trust (#11035) lends in 6 counties across 2 states; Peapack Private Bank&Trust (#11035) reaches 271 ZIP codes: New Jersey 4 counties, 131 ZIPs; New York 2 counties, 140 ZIPs.
Peapack Private Bank&Trust (#11035) largest markets: Nassau County, NY (70 branches, 70 ZIPs) (#11035), New York County, NY (70 branches, 70 ZIPs) (#11035), Morris County, NJ (348 branches, 58 ZIPs) (#11035), Somerset County, NJ (231 branches, 33 ZIPs) (#11035), Union County, NJ (27 branches, 27 ZIPs) (#11035), Hunterdon County, NJ (78 branches, 26 ZIPs) (#11035).
Peapack Private Bank&Trust (#11035) reports $7.96 billion in total assets; Peapack Private Bank&Trust (#11035) equity $700.2 million (8.8% of Peapack Private Bank&Trust (#11035) assets); Peapack Private Bank&Trust (#11035) domestic deposits $7.06 billion; Peapack Private Bank&Trust (#11035) net income $32.4 million; Peapack Private Bank&Trust (#11035) return on assets 0.84%; Peapack Private Bank&Trust (#11035) return on equity 9.18%; Peapack Private Bank&Trust (#11035) net interest income $125.0 million; Peapack Private Bank&Trust (#11035) call report June 30, 2026.
Peapack Private Bank&Trust (#11035) noncurrent real-estate loans 0.46% of its book; Peapack Private Bank&Trust (#11035) multifamily 0.91%; Peapack Private Bank&Trust (#11035) residential 0.13%; Peapack Private Bank&Trust (#11035) net charge-offs on real estate 1.40%; Peapack Private Bank&Trust (#11035) multifamily charge-offs 2.54%; Peapack Private Bank&Trust (#11035) residential charge-offs 0.59%.
Peapack Private Bank&Trust (#11035) net interest margin 3.35% against an eight-quarter Peapack Private Bank&Trust (#11035) average of 2.86% (Peapack Private Bank&Trust (#11035) compression -0.49 points); Peapack Private Bank&Trust (#11035) real-estate loans 45.6% of equity; Peapack Private Bank&Trust (#11035) non-residential real estate 59.1% of equity; Peapack Private Bank&Trust (#11035) rate-exposure score 40/100, Peapack Private Bank&Trust (#11035) fixed-rate trap 40/100; Peapack Private Bank&Trust (#11035) risk type credit driven; Peapack Private Bank&Trust (#11035) rate regime rates elevated, Peapack Private Bank&Trust (#11035) snapshot October 19, 2026.
Peapack Private Bank&Trust (#11035) stress score moved from 76 on June 22, 2026 to 78 on October 19, 2026; Peapack Private Bank&Trust (#11035) ranged 76 to 78 over 116 snapshots.
Peapack Private Bank&Trust (#11035) alerts: 6 counties; top Peapack Private Bank&Trust (#11035) alert scores: Warren County, NJ 43 (moderate); Garden City County, NJ 26 (low); Morristown County, NJ 26 (low); New York County, NJ 26 (low); Oldwick County, NJ 26 (low).