First National Bank Of Elmer (FDIC #6464): Bank Stress & Real-Estate Credit Exposure
First National Bank Of Elmer (FDIC Cert #6464): bank stress 76/100, severe, STABLE over 7 days; parent ELMER BCORP INC.
First National Bank Of Elmer (#6464) lends in 3 counties across 1 state; First National Bank Of Elmer (#6464) reaches 59 ZIP codes: New Jersey 3 counties, 59 ZIPs.
First National Bank Of Elmer (#6464) largest markets: Gloucester County, NJ (31 branches, 31 ZIPs) (#6464), Cumberland County, NJ (22 branches, 22 ZIPs) (#6464), Salem County, NJ (56 branches, 14 ZIPs) (#6464).
First National Bank Of Elmer (#6464) reports $407.8 million in total assets; First National Bank Of Elmer (#6464) equity $40.1 million (9.8% of First National Bank Of Elmer (#6464) assets); First National Bank Of Elmer (#6464) domestic deposits $365.3 million; First National Bank Of Elmer (#6464) net income $1.5 million; First National Bank Of Elmer (#6464) return on assets 0.75%; First National Bank Of Elmer (#6464) return on equity 7.69%; First National Bank Of Elmer (#6464) net interest income $8.3 million; First National Bank Of Elmer (#6464) call report June 30, 2026.
First National Bank Of Elmer (#6464) noncurrent real-estate loans: none reported; First National Bank Of Elmer (#6464) net charge-offs on real estate 1.17%; First National Bank Of Elmer (#6464) residential charge-offs 1.47%.
First National Bank Of Elmer (#6464) net interest margin 4.31% against an eight-quarter First National Bank Of Elmer (#6464) average of 4.20% (First National Bank Of Elmer (#6464) compression -0.11 points); First National Bank Of Elmer (#6464) non-residential real estate 147.2% of equity; First National Bank Of Elmer (#6464) rate-exposure score 40/100, First National Bank Of Elmer (#6464) fixed-rate trap 40/100; First National Bank Of Elmer (#6464) risk type credit driven; First National Bank Of Elmer (#6464) rate regime rates elevated, First National Bank Of Elmer (#6464) snapshot October 19, 2026.
First National Bank Of Elmer (#6464) stress score held at 76.1 across 116 daily snapshots, June 22, 2026 to October 19, 2026.
First National Bank Of Elmer (#6464) alerts: 3 counties; top First National Bank Of Elmer (#6464) alert scores: Bridgeton County, NJ 25 (low); Glassboro County, NJ 25 (low); Woodstown County, NJ 25 (low).