Century Savings Bank (FDIC #30428): Bank Stress & Real-Estate Credit Exposure
Century Savings Bank (FDIC Cert #30428): bank stress 79/100, severe, STABLE over 7 days; parent CENTURY BCORP MHC.
Century Savings Bank (#30428) lends in 3 counties across 1 state; Century Savings Bank (#30428) reaches 59 ZIP codes: New Jersey 3 counties, 59 ZIPs.
Century Savings Bank (#30428) largest markets: Gloucester County, NJ (62 branches, 31 ZIPs) (#30428), Cumberland County, NJ (66 branches, 22 ZIPs) (#30428), Salem County, NJ (14 branches, 14 ZIPs) (#30428).
Century Savings Bank (#30428) reports $634.8 million in total assets; Century Savings Bank (#30428) equity $64.4 million (10.1% of Century Savings Bank (#30428) assets); Century Savings Bank (#30428) domestic deposits $489.7 million; Century Savings Bank (#30428) net income $1.7 million; Century Savings Bank (#30428) return on assets 0.53%; Century Savings Bank (#30428) return on equity 5.39%; Century Savings Bank (#30428) net interest income $10.3 million; Century Savings Bank (#30428) call report June 30, 2026.
Century Savings Bank (#30428) noncurrent real-estate loans: none reported; Century Savings Bank (#30428) net charge-offs on real estate 0.00%.
Century Savings Bank (#30428) net interest margin 3.60% against an eight-quarter Century Savings Bank (#30428) average of 3.20% (Century Savings Bank (#30428) compression -0.40 points); Century Savings Bank (#30428) rate-exposure score 40/100, Century Savings Bank (#30428) fixed-rate trap 40/100; Century Savings Bank (#30428) risk type credit driven; Century Savings Bank (#30428) rate regime rates elevated, Century Savings Bank (#30428) snapshot October 19, 2026.
Century Savings Bank (#30428) stress score moved from 76.4 on June 22, 2026 to 79.5 on October 19, 2026; Century Savings Bank (#30428) ranged 76.4 to 79.5 over 116 snapshots.
Century Savings Bank (#30428) alerts: 3 counties; top Century Savings Bank (#30428) alert scores: Elmer County, NJ 26 (low); Mullica Hill County, NJ 26 (low); Vineland County, NJ 26 (low).