Kearny Bank (FDIC #28765): Bank Stress & Real-Estate Credit Exposure
Kearny Bank (FDIC Cert #28765): bank stress 83/100, severe, STABLE over 7 days; parent KEARNY FINANCIAL CORP (KRNY).
Kearny Bank (#28765) lends in 12 counties across 2 states; Kearny Bank (#28765) reaches 418 ZIP codes: New Jersey 10 counties, 365 ZIPs; New York 2 counties, 53 ZIPs.
Kearny Bank (#28765) largest markets: Bergen County, NJ (594 branches, 66 ZIPs) (#28765), Morris County, NJ (174 branches, 58 ZIPs) (#28765), Monmouth County, NJ (416 branches, 52 ZIPs) (#28765), Middlesex County, NJ (88 branches, 44 ZIPs) (#28765), Kings County, NY (80 branches, 40 ZIPs) (#28765), Passaic County, NJ (99 branches, 33 ZIPs) (#28765).
Kearny Bank (#28765) reports $7.67 billion in total assets; Kearny Bank (#28765) equity $721.3 million (9.4% of Kearny Bank (#28765) assets); Kearny Bank (#28765) domestic deposits $5.74 billion; Kearny Bank (#28765) net income $17.6 million; Kearny Bank (#28765) return on assets 0.46%; Kearny Bank (#28765) return on equity 4.90%; Kearny Bank (#28765) net interest income $79.0 million; Kearny Bank (#28765) call report June 30, 2026.
Kearny Bank (#28765) noncurrent real-estate loans 0.02% of its book; Kearny Bank (#28765) multifamily 0.04%; Kearny Bank (#28765) net charge-offs on real estate 0.84%; Kearny Bank (#28765) multifamily charge-offs 1.48%; Kearny Bank (#28765) residential charge-offs 0.04%.
Kearny Bank (#28765) net interest margin 2.28% against an eight-quarter Kearny Bank (#28765) average of 2.03% (Kearny Bank (#28765) compression -0.24 points); Kearny Bank (#28765) real-estate loans 1.9% of equity; Kearny Bank (#28765) non-residential real estate 3.5% of equity; Kearny Bank (#28765) rate-exposure score 40/100, Kearny Bank (#28765) fixed-rate trap 40/100; Kearny Bank (#28765) risk type credit driven; Kearny Bank (#28765) rate regime rates elevated; Kearny Bank (#28765) shares 11.5% below the 52-week high, Kearny Bank (#28765) equity trend weakening, Kearny Bank (#28765) snapshot October 19, 2026.
Kearny Bank (#28765) stress score moved from 79.8 on June 22, 2026 to 83.3 on October 19, 2026; Kearny Bank (#28765) ranged 79.8 to 83.3 over 116 snapshots.
Kearny Bank (#28765) alerts: 12 counties; top Kearny Bank (#28765) alert scores: Bernardsville County, NJ 27 (low); Brooklyn County, NJ 27 (low); Milltown County, NJ 27 (low); North Bergen County, NJ 27 (low); Pompton Plains County, NJ 27 (low).