Lusitania Savings Bank (FDIC #34058): Bank Stress & Real-Estate Credit Exposure
Lusitania Savings Bank (FDIC Cert #34058): bank stress 66/100, elevated, STABLE over 7 days; parent LUSITANIA FINANCIAL MHC.
Lusitania Savings Bank (#34058) lends in 3 counties across 1 state; Lusitania Savings Bank (#34058) reaches 74 ZIP codes: New Jersey 3 counties, 74 ZIPs.
Lusitania Savings Bank (#34058) largest markets: Essex County, NJ (62 branches, 31 ZIPs) (#34058), Union County, NJ (27 branches, 27 ZIPs) (#34058), Hudson County, NJ (16 branches, 16 ZIPs) (#34058).
Lusitania Savings Bank (#34058) reports $418.1 million in total assets; Lusitania Savings Bank (#34058) equity $60.0 million (14.4% of Lusitania Savings Bank (#34058) assets); Lusitania Savings Bank (#34058) domestic deposits $353.5 million; Lusitania Savings Bank (#34058) net income $980,000; Lusitania Savings Bank (#34058) return on assets 0.48%; Lusitania Savings Bank (#34058) return on equity 3.29%; Lusitania Savings Bank (#34058) net interest income $4.7 million; Lusitania Savings Bank (#34058) call report June 30, 2026.
Lusitania Savings Bank (#34058) noncurrent real-estate loans: none reported; Lusitania Savings Bank (#34058) net charge-offs on real estate 0.19%.
Lusitania Savings Bank (#34058) net interest margin 2.42% against an eight-quarter Lusitania Savings Bank (#34058) average of 2.19% (Lusitania Savings Bank (#34058) compression -0.23 points); Lusitania Savings Bank (#34058) rate-exposure score 40/100, Lusitania Savings Bank (#34058) fixed-rate trap 40/100; Lusitania Savings Bank (#34058) risk type credit driven; Lusitania Savings Bank (#34058) rate regime rates elevated, Lusitania Savings Bank (#34058) snapshot October 20, 2026.
Lusitania Savings Bank (#34058) stress score moved from 63.3 on June 22, 2026 to 65.6 on October 20, 2026; Lusitania Savings Bank (#34058) ranged 63.3 to 65.6 over 117 snapshots.
Lusitania Savings Bank (#34058) alerts: 3 counties; top Lusitania Savings Bank (#34058) alert scores: Harrison County, NJ 23 (low); Hillside County, NJ 23 (low); Newark County, NJ 23 (low).