First Hope Bk A Natl Bk Assn (FDIC #6354): Bank Stress & Real-Estate Credit Exposure
First Hope Bk A Natl Bk Assn (FDIC Cert #6354): bank stress 77/100, severe, STABLE over 7 days; parent FIRST HOPE BCORP.
First Hope Bk A Natl Bk Assn (#6354) lends in 3 counties across 1 state; First Hope Bk A Natl Bk Assn (#6354) reaches 94 ZIP codes: New Jersey 3 counties, 94 ZIPs.
First Hope Bk A Natl Bk Assn (#6354) largest markets: Morris County, NJ (58 branches, 58 ZIPs) (#6354), Sussex County, NJ (44 branches, 22 ZIPs) (#6354), Warren County, NJ (66 branches, 22 ZIPs) (#6354).
First Hope Bk A Natl Bk Assn (#6354) reports $656.7 million in total assets; First Hope Bk A Natl Bk Assn (#6354) equity $61.8 million (9.4% of First Hope Bk A Natl Bk Assn (#6354) assets); First Hope Bk A Natl Bk Assn (#6354) domestic deposits $585.6 million; First Hope Bk A Natl Bk Assn (#6354) net income $2.6 million; First Hope Bk A Natl Bk Assn (#6354) return on assets 0.78%; First Hope Bk A Natl Bk Assn (#6354) return on equity 8.45%; First Hope Bk A Natl Bk Assn (#6354) net interest income $12.8 million; First Hope Bk A Natl Bk Assn (#6354) call report June 30, 2026.
First Hope Bk A Natl Bk Assn (#6354) noncurrent real-estate loans 0.03% of its book; First Hope Bk A Natl Bk Assn (#6354) residential 0.05%; First Hope Bk A Natl Bk Assn (#6354) net charge-offs on real estate 0.00%.
First Hope Bk A Natl Bk Assn (#6354) net interest margin 4.13% against an eight-quarter First Hope Bk A Natl Bk Assn (#6354) average of 3.79% (First Hope Bk A Natl Bk Assn (#6354) compression -0.35 points); First Hope Bk A Natl Bk Assn (#6354) real-estate loans 2.5% of equity; First Hope Bk A Natl Bk Assn (#6354) rate-exposure score 40/100, First Hope Bk A Natl Bk Assn (#6354) fixed-rate trap 40/100; First Hope Bk A Natl Bk Assn (#6354) risk type credit driven; First Hope Bk A Natl Bk Assn (#6354) rate regime rates elevated, First Hope Bk A Natl Bk Assn (#6354) snapshot October 19, 2026.
First Hope Bk A Natl Bk Assn (#6354) stress score moved from 77.2 on June 22, 2026 to 76.9 on October 19, 2026; First Hope Bk A Natl Bk Assn (#6354) ranged 76.9 to 77.2 over 116 snapshots.
First Hope Bk A Natl Bk Assn (#6354) alerts: 3 counties; top First Hope Bk A Natl Bk Assn (#6354) alert scores: Hackettstown County, NJ 26 (low); Hope County, NJ 26 (low); Sparta County, NJ 26 (low).