Manasquan Bank (FDIC #30470): Bank Stress & Real-Estate Credit Exposure

Manasquan Bank (FDIC Cert #30470): bank stress 80/100, severe, STABLE over 7 days; parent MB MUTUAL HOLDING CO.

Manasquan Bank (#30470) lends in 3 counties across 1 state; Manasquan Bank (#30470) reaches 120 ZIP codes: New Jersey 3 counties, 120 ZIPs.

Manasquan Bank (#30470) largest markets: Monmouth County, NJ (468 branches, 52 ZIPs) (#30470), Middlesex County, NJ (44 branches, 44 ZIPs) (#30470), Ocean County, NJ (150 branches, 30 ZIPs) (#30470).

Manasquan Bank (#30470) reports $3.59 billion in total assets; Manasquan Bank (#30470) equity $334.6 million (9.3% of Manasquan Bank (#30470) assets); Manasquan Bank (#30470) domestic deposits $3.12 billion; Manasquan Bank (#30470) net income $11.7 million; Manasquan Bank (#30470) return on assets 0.67%; Manasquan Bank (#30470) return on equity 7.18%; Manasquan Bank (#30470) net interest income $53.7 million; Manasquan Bank (#30470) call report June 30, 2026.

Manasquan Bank (#30470) noncurrent real-estate loans: none reported; Manasquan Bank (#30470) net charge-offs on real estate 0.63%; Manasquan Bank (#30470) multifamily charge-offs 6.82%.

Manasquan Bank (#30470) net interest margin 3.21% against an eight-quarter Manasquan Bank (#30470) average of 2.97% (Manasquan Bank (#30470) compression -0.24 points); Manasquan Bank (#30470) rate-exposure score 40/100, Manasquan Bank (#30470) fixed-rate trap 40/100; Manasquan Bank (#30470) risk type credit driven; Manasquan Bank (#30470) rate regime rates elevated, Manasquan Bank (#30470) snapshot October 19, 2026.

Manasquan Bank (#30470) stress score moved from 83.1 on June 22, 2026 to 79.5 on October 19, 2026; Manasquan Bank (#30470) ranged 79.5 to 83.1 over 116 snapshots.

Manasquan Bank (#30470) alerts: 3 counties; top Manasquan Bank (#30470) alert scores: Metuchen County, NJ 26 (low); Spring Lake County, NJ 26 (low); Tuckerton County, NJ 26 (low).