ZIP 18109 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 18109 (Lehigh County, Pennsylvania) at a low 24/100 for overall property distress. Property-level stress concentrates in structural risk (53/100), construction/permit lag (44/100), institutional ownership (17/100). By contrast, institutional ownership (17/100) and mortgage stress (7/100) register low. Environmental exposure also runs high (climate & FEMA risk (93/100), flood (NFIP) exposure (72/100)). The latent-versus-live split is 53/100 structural and 2/100 already moving.

Prices here sit in a peak phase: values rose 4.7% over the trailing year, and 26% higher over three years, at 30/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Rent burden reaches 45% of tenant households. 17.9% of residents fall below the poverty threshold. Households earn a median $55,437 — below the roughly $78,000 national figure. DLRadar's demographic-stress index for the area reads 34/100. A median home runs $198,800 here, or 3.3 times local income. 53% of housing is owner-occupied. Vacancy runs 5.3%. About 18,117 people live here, median age 35. Around 20% of adults hold a bachelor's degree or higher. The ZIP holds roughly 7,519 housing units.

Overall, 18109 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Parcel-level detail for 18109 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

The 18109 read uses the identical public-record model applied coast to coast, which means its 24/100 score means exactly what it means anywhere else, and 18109 stays directly comparable to neighboring ZIPs and the rest of Lehigh County, Pennsylvania. The score is rebuilt from public data as it updates, so 18109 reflects the current record instead of a stale or modeled snapshot.

18109's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. In workflow terms, 18109 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.